AEON Credit Service (M) Bhd.

AEON Credit Service (M) Bhd.

MMYX:AEONCR
4.53
MYR
0.00
(0.00%)
7.57P/E
Dec 17Next Earn

Important Dates

AEON Credit Service (M) Bhd.'s next confirmed earnings release is scheduled for December 17, 2026.

Earnings Date12/17/2026

Share Statistics

As of May 31, 2026, AEON Credit Service (M) Bhd. has 510.62M shares outstanding.

Shares Outstanding510.62M

Valuation Ratios

As of May 31, 2026, AEON Credit Service (M) Bhd. trades at a trailing price-to-earnings ratio of 7.57. The price-to-sales ratio is 1.21, and the price-to-book ratio stands at 0.96.

PE Ratio7.57
PS Ratio1.21
PB Ratio0.96
P/TBV Ratio0.96
P/FCF Ratio-8.42
P/OCF Ratio-7.47

Enterprise Valuation

As of May 31, 2026, AEON Credit Service (M) Bhd. trades at an EV/EBITDA multiple of 23.04 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 5.93 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 23.04 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses.

EV / Sales5.93
EV / EBITDA23.04
EV / EBIT23.04

Financial Position

As of May 31, 2026, AEON Credit Service (M) Bhd. maintains a current ratio of 1.24, meaning it holds 1.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 389.20, indicating elevated leverage, while an interest coverage ratio of 309.64 demonstrates strong ability to service its debt obligations.

Current Ratio1.24
Quick Ratio0.12
Debt / Equity389.20
Debt / EBITDA19.07
Interest Coverage309.64

Financial Efficiency

Over the twelve months ended May 31, 2026, AEON Credit Service (M) Bhd. posted a return on equity (ROE) of 13.33, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 3.12 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 2.57, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.75, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)13.33
Return on Assets (ROA)2.57
Return on Invested Capital (ROIC)3.12
Return on Capital Employed (ROCE)2.75

Taxes

These figures cover the twelve months ended May 31, 2026. That works out to an effective tax rate of 28.65, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

Effective Tax Rate28.65

Stock Price Statistics

MYR

As of the close on October 23, 2026, AEON Credit Service (M) Bhd.'s stock has declined approximately 13.22% over the past 52 weeks. The 50-day moving average sits at 5.25, while the 200-day moving average is 5.64.

52-Week Price Change-13.22%
50-Day Moving Average5.25
200-Day Moving Average5.64

Margins

Over the twelve months ended May 31, 2026, AEON Credit Service (M) Bhd. posted a gross margin of 80.25, reflecting its pricing power and cost economics. The operating margin of 25.74 and net profit margin of 15.96 provide insight into operational efficiency.

Gross Margin80.25
Operating Margin25.74
Pretax Margin22.20
Profit Margin15.96
EBITDA Margin25.74

Dividends & Yields

These figures cover the twelve months ended May 31, 2026. The dividend payout ratio of 16.76 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -11.88: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -27.73, meaning AEON Credit Service (M) Bhd. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Payout Ratio16.76
Shareholder Yield-27.73
FCF Yield-11.88

Stock Splits

AEON Credit Service (M) Bhd.'s most recent stock split took place on November 17, 2023 with a 1:2 split ratio.

Last Split Date11/17/2023
Split Ratio1:2

Scores

As of May 31, 2026, AEON Credit Service (M) Bhd. has an Altman Z-Score of 0.71, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.71