Pappajack Bhd
MMYX:PPJACK0.90
MYR
+0.01
(+0.56%)
Pappajack Bhd
MYX:PPJACK
(Bursa Malaysia)
Recent
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0.90
P/E
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div
yld
- -
ROIC.AI
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- Business
- Pappajack Berhad is a Malaysia-based investment holding company that provides licensed pawnbroking and collateral-backed micro-financing services to individuals requiring short-term liquidity. The company operates primarily through two core business segments: Pawnbroking Services and the Sale of Unredeemed or Forfeited Pledges. Its product and service portfolio comprises conventional pawnbroking loans secured against portable personal collateral, including gold jewelry, precious stones, luxury timepieces, and bullion; Shariah-compliant pawnbroking solutions (Ar-Rahnu) offering asset-backed financing under Islamic principles; professional asset appraisal, authentication, and safe custody services for customer pledges; and the wholesale and retail sale of unredeemed collateral, including scrap gold, refined gold bars, and pre-owned luxury items, through public tenders and retail channels. Pappajack Berhad provides short-term cash access to underbanked individuals, consumers, and small-scale business owners excluded from traditional banking facilities. The company conducts its operations across Peninsular Malaysia, maintaining an extensive retail branch network throughout Selangor, Kuala Lumpur, Johor, Pulau Pinang, Negeri Sembilan, and Perak, operating under regulatory licenses issued by the Ministry of Housing and Local Government (KPKT) through operating subsidiaries such as Pajak Gadai Pappajack, Pajak Gadai Tetap Sejiwa, and Pajak Gadai PPJ Sehati. Founded in 2013 and headquartered in Puchong, Selangor, Malaysia, the company was initially listed on the ACE Market in 2022 and executed a strategic transfer of its listing to the Main Market of Bursa Malaysia under the Financial Services sector in November 2024. In recent developments, Pappajack has broadened its service portfolio by establishing dedicated Ar-Rahnu Islamic pawnbroking branches alongside its conventional outlets and continues to pursue network expansion and outlet modernization initiatives across high-density commercial hubs.