nCino, Inc.

Total Valuation

nCino, Inc. carries a market capitalization of 2.15B, placing it among publicly traded companies globally. Its enterprise value stands at 2.21B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

nCino, Inc. currently has 105.13M shares outstanding.

Valuation Ratios

nCino, Inc. trades at a trailing price-to-earnings ratio of 60.65. The price-to-sales ratio is 3.27, and the price-to-book ratio stands at 2.09.

Enterprise Valuation

On an enterprise value basis, nCino, Inc. trades at an EV/EBITDA multiple of 24.50 and an EV/FCF ratio of 14.14. The EV/Sales ratio of 3.55 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 44.88 provides insight into valuation relative to core operating earnings.

Financial Position

nCino, Inc. maintains a current ratio of 0.85, meaning it holds 0.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 35.82, indicating elevated leverage, while an interest coverage ratio of 4.94 demonstrates adequate ability to service its debt obligations.

Financial Efficiency

Taxes

Over the trailing twelve months, nCino, Inc. has paid -5.53M in income taxes, reflecting an effective tax rate of 29.34.

Stock Price Statistics

nCino, Inc.'s stock has declined approximately -18.10865% over the past 52 weeks. The 50-day moving average sits at 20.58, while the 200-day moving average is 18.38.

Income Statement

Over the trailing twelve months, nCino, Inc. generated 622.24M in revenue and converted that into 33.60M in net income, yielding earnings per share of 0.35. EBITDA reached 90.26M, while operating income came in at 49.27M.

Balance Sheet

nCino, Inc. holds 83.29M in cash and equivalents against 338.63M in total debt, resulting in a net debt position of 192.07M. Total book value stands at 929.83M, with working capital of -43.85M providing operational flexibility.

Cash Flow

nCino, Inc. produced 133.61M in operating cash flow over the past twelve months. After subtracting -1.44M in capital expenditures, free cash flow totaled 132.17M - equivalent to 1.20 per share.

Margins

nCino, Inc. operates with a gross margin of 62.24, reflecting its pricing power and cost economics. The operating margin of 7.92 and net profit margin of 5.40 provide insight into operational efficiency.

Dividends & Yields

Scores

nCino, Inc. posts an Altman Z-Score of 2.48, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.