Dominion Lending Centres, Inc. (Canada) Class A

Dominion Lending Centres, Inc. (Canada) Class A

8.30
CAD
-1.00
(-10.75%)
0.28EPS
28.49P/E
640.17MMarket Cap
Nov 05Next Earn

Total Valuation

CAD

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A carries a market capitalization of 640.17M, placing it among publicly traded companies globally. Its enterprise value stands at 682.40M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap640.17M
Enterprise Value682.40M

Important Dates

Dominion Lending Centres, Inc. (Canada) Class A's next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A has 77.04M shares outstanding.

Shares Outstanding77.04M

Valuation Ratios

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A trades at a trailing price-to-earnings ratio of 28.49. The price-to-sales ratio is 6.57, and the price-to-book ratio stands at 4.61.

PE Ratio28.49
PS Ratio6.57
PB Ratio4.61
P/TBV Ratio-12.10
P/FCF Ratio35.11
P/OCF Ratio20.90

Enterprise Valuation

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A trades at an EV/EBITDA multiple of 12.86 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 6.98 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 15.82 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Dominion Lending Centres, Inc. (Canada) Class A trades at an EV/FCF ratio of 33.44, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 682.40M versus a market cap of 640.17M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales6.98
EV / EBITDA12.86
EV / EBIT15.82
EV / FCF33.44

Financial Position

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A maintains a current ratio of 0.44, meaning it holds 0.4x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 31.70, indicating elevated leverage, while an interest coverage ratio of 33.17 demonstrates strong ability to service its debt obligations.

Current Ratio0.44
Quick Ratio0.41
Debt / Equity31.70
Debt / EBITDA0.83
Interest Coverage33.17

Financial Efficiency

CAD

Over the twelve months ended June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A posted a return on equity (ROE) of 16.23, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 17.31 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 10.14, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.24, useful for judging operating efficiency across full business cycles. The company generates approximately 567,918.72 in revenue per employee across its workforce of 172.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)16.23
Return on Assets (ROA)10.14
Return on Invested Capital (ROIC)17.31
Return on Capital Employed (ROCE)13.24
Revenue Per Employee567,918.72
Employee Count172.25

Taxes

CAD

Over the twelve months ended June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A recorded 9.25M in income tax expense. That works out to an effective tax rate of 28.88, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 32.01M, leaving 22.55M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax9.25M
Effective Tax Rate28.88

Stock Price Statistics

CAD

As of the close on October 13, 2026, Dominion Lending Centres, Inc. (Canada) Class A's stock has declined approximately 20.12% over the past 52 weeks. The 50-day moving average sits at 9.32, while the 200-day moving average is 6.22.

52-Week Price Change-20.12%
50-Day Moving Average9.32
200-Day Moving Average6.22

Income Statement

CAD

Over the twelve months ended June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A generated 97.82M in revenue and converted that into 22.55M in net income, yielding earnings per share of 0.28. EBITDA reached 53.07M, while operating income came in at 43.15M.

Revenue97.82M
Gross Profit87.54M
Operating Income43.15M
Pretax Income32.01M
Net Income22.55M
EBITDA53.07M
EBIT43.15M
Earnings Per Share (EPS)0.28

Balance Sheet

CAD

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A holds 2.78M in cash and equivalents against 44.28M in total debt, resulting in a net debt position of 34.97M. Total book value stands at 138.91M, with working capital of -27.69M providing operational flexibility.

Cash & Cash Equivalents2.78M
Total Debt44.28M
Net Debt34.97M
Equity (Book Value)138.91M
Book Value Per Share1.80
Working Capital-27.69M

Cash Flow

CAD

Dominion Lending Centres, Inc. (Canada) Class A produced 30.74M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -11.47M in capital expenditures, free cash flow totaled 19.27M - equivalent to 0.25 per share.

Operating Cash Flow30.74M
Capital Expenditures-11.47M
Free Cash Flow19.27M
FCF Per Share0.25

Margins

Over the twelve months ended June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A posted a gross margin of 89.49, reflecting its pricing power and cost economics. The operating margin of 44.11 and net profit margin of 23.05 provide insight into operational efficiency.

Gross Margin89.49
Operating Margin44.11
Pretax Margin32.72
Profit Margin23.05
EBITDA Margin54.25

Dividends & Yields

CAD

Over the twelve months ended June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A paid dividends of 0.17 per share. The dividend payout ratio of 57.13 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.85, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.67, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Dominion Lending Centres, Inc. (Canada) Class A shareholders.

Dividend Per Share0.17
Payout Ratio57.13
Shareholder Yield1.67
FCF Yield2.85

Stock Splits

Dominion Lending Centres, Inc. (Canada) Class A's most recent stock split took place on May 19, 2016 with a 15:1 split ratio.

Last Split Date5/19/2016
Split Ratio15:1

Scores

As of June 30, 2026, Dominion Lending Centres, Inc. (Canada) Class A has an Altman Z-Score of 0.76, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.76