E-L Financial Corporation Limited

E-L Financial Corporation Limited

19.61
CAD
-0.57
(-2.82%)
5.88EPS
3.22P/E
5.89BMarket Cap

Total Valuation

CAD

As of June 30, 2026, E-L Financial Corporation Limited carries a market capitalization of 5.89B, placing it among publicly traded companies globally. Its enterprise value stands at 8.00B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.89B
Enterprise Value8.00B

Share Statistics

As of June 30, 2026, E-L Financial Corporation Limited has 345.62M shares outstanding.

Shares Outstanding345.62M

Valuation Ratios

As of June 30, 2026, E-L Financial Corporation Limited trades at a trailing price-to-earnings ratio of 3.22. The price-to-sales ratio is 1.50, and the price-to-book ratio stands at 0.62.

PE Ratio3.22
PS Ratio1.50
PB Ratio0.62
P/TBV Ratio0.63
P/FCF Ratio12.06
P/OCF Ratio11.90

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.04 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. E-L Financial Corporation Limited trades at an EV/FCF ratio of 15.56, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 8.00B versus a market cap of 5.89B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.04
EV / FCF15.56

Financial Position

These figures are as of June 30, 2026.

Debt / Equity7.49

Financial Efficiency

CAD

Over the twelve months ended June 30, 2026, E-L Financial Corporation Limited posted a return on equity (ROE) of 20.81, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 6.08, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.48, useful for judging operating efficiency across full business cycles. The company generates approximately 203.26M in revenue per employee across its workforce of 19.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)20.81
Return on Assets (ROA)6.08
Return on Capital Employed (ROCE)14.48
Revenue Per Employee203.26M
Employee Count19.25

Taxes

CAD

Over the twelve months ended June 30, 2026, E-L Financial Corporation Limited recorded 357.64M in income tax expense. That works out to an effective tax rate of 14.84, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.41B, leaving 1.83B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax357.64M
Effective Tax Rate14.84

Stock Price Statistics

CAD

As of the close on October 22, 2026, E-L Financial Corporation Limited's stock has gained approximately 22.49% over the past 52 weeks. The 50-day moving average sits at 17.91, while the 200-day moving average is 17.12.

52-Week Price Change22.49%
50-Day Moving Average17.91
200-Day Moving Average17.12

Income Statement

CAD

Over the twelve months ended June 30, 2026, E-L Financial Corporation Limited generated 3.91B in revenue and converted that into 1.83B in net income, yielding earnings per share of 5.88.

Revenue3.91B
Pretax Income2.41B
Net Income1.83B
Earnings Per Share (EPS)5.88

Balance Sheet

CAD

As of June 30, 2026, E-L Financial Corporation Limited holds 596.76M in cash and equivalents against 848.86M in total debt, resulting in a net debt position of 252.87M.

Cash & Cash Equivalents596.76M
Total Debt848.86M
Net Debt252.87M
Equity (Book Value)9.47B
Book Value Per Share27.41

Cash Flow

CAD

E-L Financial Corporation Limited produced 493.32M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow493.32M
Free Cash Flow493.32M
FCF Per Share1.43

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin61.60
Profit Margin46.65

Dividends & Yields

CAD

Over the twelve months ended June 30, 2026, E-L Financial Corporation Limited paid dividends of 1.26 per share. The dividend payout ratio of 19.05 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.29, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.90, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to E-L Financial Corporation Limited shareholders.

Dividend Per Share1.26
Payout Ratio19.05
Shareholder Yield1.90
FCF Yield8.29

Stock Splits

E-L Financial Corporation Limited's most recent stock split took place on June 2, 2025 with a 1:100 split ratio.

Last Split Date6/2/2025
Split Ratio1:100