OCAL Financial Inc.
Financial Position
As of May 31, 2026, OCAL Financial Inc. maintains a current ratio of 0.74, meaning it holds 0.7x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is -198.30, indicating conservative leverage, while an interest coverage ratio of -2.91 demonstrates limited ability to service its debt obligations.
| Current Ratio | 0.74 |
| Quick Ratio | 0.52 |
| Debt / Equity | -198.30 |
| Debt / EBITDA | -0.86 |
| Interest Coverage | -2.91 |
Income Statement
CADThese figures cover the twelve months ended May 31, 2026. EBITDA reached -366,910.00, while operating income came in at -337,092.00.
| Revenue | 6.48M |
| Gross Profit | 890,164.00 |
| Operating Income | -337,092.00 |
| Pretax Income | -530,951.00 |
| Net Income | -530,951.00 |
| EBITDA | -366,910.00 |
| EBIT | -502,779.00 |
Balance Sheet
CADAs of May 31, 2026, OCAL Financial Inc. holds 431,192.00 in cash and equivalents against 317,085.00 in total debt, resulting in a net debt position of -209,159.00. Total book value stands at -159,905.00, with working capital of -245,454.00 providing operational flexibility.
| Cash & Cash Equivalents | 431,192.00 |
| Total Debt | 317,085.00 |
| Net Debt | -209,159.00 |
| Equity (Book Value) | -159,905.00 |
| Working Capital | -245,454.00 |
Cash Flow
CADThese figures cover the twelve months ended May 31, 2026.
| Capital Expenditures | 296.00 |
Margins
Over the twelve months ended May 31, 2026, OCAL Financial Inc. posted a gross margin of 13.74, reflecting its pricing power and cost economics. The operating margin of -5.20 and net profit margin of -8.19 provide insight into operational efficiency.
| Gross Margin | 13.74 |
| Operating Margin | -5.20 |
| Pretax Margin | -8.19 |
| Profit Margin | -8.19 |
| EBITDA Margin | -5.66 |