Nicholas Financial, Inc.
NASDAQ Global SelectTotal Valuation
Nicholas Financial, Inc. carries a market capitalization of 45.19M, placing it among publicly traded companies globally. Its enterprise value stands at 18.72M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 45.19M |
| Enterprise Value | 18.72M |
Share Statistics
Nicholas Financial, Inc. currently has 6.65M shares outstanding.
| Shares Outstanding | 6.65M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is -3.78, and the price-to-book ratio stands at 0.46.
| PE Ratio | N/A |
| PS Ratio | -3.78 |
| PB Ratio | 0.46 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 11.73 |
| P/OCF Ratio | -246.45 |
Enterprise Valuation
On an enterprise value basis, Nicholas Financial, Inc. trades at an EV/EBITDA multiple of 28.98 and an EV/FCF ratio of 4.98.
| EV / Sales | 21.20 |
| EV / EBITDA | 28.98 |
| EV / EBIT | N/A |
| EV / FCF | 4.98 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 0.95 |
| Debt / EBITDA | 0.83 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -12.85 |
| Return on Assets (ROA) | -19.98 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
| Income Tax | -25,000.00 |
| Effective Tax Rate | N/A |
Stock Price Statistics
Nicholas Financial, Inc.'s stock has gained approximately 37.25055% over the past 52 weeks. The 50-day moving average sits at 6.09, while the 200-day moving average is 6.56.
| Beta (5Y) | N/A |
| 52-Week Price Change | 37.25055% |
| 50-Day Moving Average | 6.09 |
| 200-Day Moving Average | 6.56 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Nicholas Financial, Inc. generated -11.68M in revenue and converted that into -15.60M in net income, yielding earnings per share of -2.65.
| Revenue | -11.68M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | -18.42M |
| Net Income | -15.60M |
| EBITDA | 646,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | -2.65 |
Balance Sheet
Nicholas Financial, Inc. holds 29.48M in cash and equivalents against 536,000.00 in total debt, resulting in a net debt position of -29.47M.
| Cash & Cash Equivalents | 29.48M |
| Total Debt | 536,000.00 |
| Net Debt | -29.47M |
| Equity (Book Value) | 95.34M |
| Book Value Per Share | 13.72 |
| Working Capital | N/A |
Cash Flow
Nicholas Financial, Inc. produced -179,000.00 in operating cash flow over the past twelve months. After subtracting -3.94M in capital expenditures, free cash flow totaled -4.12M - equivalent to -0.59 per share.
| Operating Cash Flow | -179,000.00 |
| Capital Expenditures | -3.94M |
| Free Cash Flow | -4.12M |
| FCF Per Share | -0.59 |
Margins
Nicholas Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 157.75 |
| Profit Margin | 133.60 |
| EBITDA Margin | -5.53 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 21.49 |
| FCF Yield | 8.52 |
Stock Splits
Nicholas Financial, Inc.'s most recent stock split took place on November 18, 2009 with a 10:11 split ratio.
| Last Split Date | 11/18/2009 |
| Split Ratio | 10:11 |
Scores
Nicholas Financial, Inc. posts an Altman Z-Score of 3.17, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 3.17 |