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    Banks - Regional
PT Bank OCBC NISP Tbk

PT Bank OCBC NISP Tbk

NISP.JK
PT Bank OCBC NISP TbkID flagIndonesia Stock Exchange
1,205.00
IDR
+15.00
- -
27.65TMarket Cap
PT Bank OCBC NISP Tbk
NISP.JK
(Indonesia Stock Exchange)

Recent

price

1,205.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
180.04
195.15
215.01
226.71
195.39
229.97
296.6
328.54
339.22
363
413.48
422.95
462.25
493.54
518.81
570.53
556.32
Revenue per Share
29.54
50.34
57.83
64.45
58.06
65.41
78.01
94.83
114.97
128.1
91.59
109.81
144.99
178.29
212.1
220.41
219.74
Basic EPS, GAAP
-190.27
118.05
132.08
49.41
36.68
-66.73
464.34
-26.3
348.23
193.36
214.82
1,063.35
-540.6
17.14
1,593.34
1,271.01
1,377.95
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
22
58
72
106
106
Dividend per Share
232.34
280.82
331.03
383.6
354.19
420.27
498.71
592.73
772.92
901.03
981.13
1,090.1
1,213.88
1,334.46
1,474.85
1,589.84
1,480.83
Book Value per Share
411.43
440.79
565.45
763.61
651.26
715.24
850.13
949.4
1,064.63
1,205.69
1,300.02
1,408.9
1,490.98
1,626.49
1,773.41
1,911.35
1,790.47
Tangible Book Value per Share
14,172
14,951
15,831
17,731
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
Basic Weighted Avg Shares
2,551,524
2,917,693
3,403,748
4,019,895
4,483,304
5,276,679
6,805,670
7,538,396
7,783,468
8,329,185
9,487,366
9,704,626
10,606,514
11,324,344
11,904,163
13,090,960
12,764,971
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
102,090
120,798
135,512
150,353
163,277
157,727
182,171
169,700
185,949
201,115
213,074
236,758
259,317
316,119
398,696
357,425
395,599
Depreciation Expense
418,662
752,654
915,456
1,142,721
1,332,182
1,500,835
1,789,900
2,175,824
2,638,064
2,939,241
2,101,670
2,519,574
3,326,917
4,091,028
4,866,750
5,057,473
5,041,946
Net Income, GAAP
26.11
25.17
25.1
25.3
25.02
25.01
23.87
24.39
24.32
24.47
24.53
21.36
21.13
21.09
18.74
21.08
18.22
Effective Tax Rate (%)
16.41
25.8
26.9
28.43
29.71
28.44
26.3
28.86
33.89
35.29
22.15
25.96
31.37
36.13
40.88
38.63
39.5
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,471,767
1,763,510
1,475,197
7,196,020
6,273,901
9,027,589
4,778,362
6,148,611
6,496,712
4,061,964
5,744,582
4,871,465
4,895,293
2,919,009
3,135,218
1,833,958
3,092,979
LT Debt
5,830,743
6,590,379
8,951,476
13,539,845
14,943,366
16,411,347
19,506,576
21,784,354
24,428,254
27,664,803
29,829,316
32,327,571
34,211,035
37,320,268
40,691,379
43,856,597
41,082,827
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.47
20.09
19.4
18.98
17.85
16.89
16.98
17.38
16.84
15.3
9.73
10.6
12.59
13.99
15.1
14.38
15.43
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
22,945
22,945
22,945
Market Capitalization
30,173,066
30,861,424
30,861,424

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,377,577
24,486,472
27,886,974
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.39%
8.02%
7.78%
Free Cash Flow
696%
1,863.76%
-20.23%
Net Income, GAAP
14.28%
19.55%
3.92%
Sales/Revenue/Turnover
9.74%
6.69%
9.97%
Total Cash Common Dividend
- -
- -
47.22%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,860,741
2,829,823
3,161,246
3,103,723
11,904,163
2025
3,219,257
3,280,745
3,386,982
- -
13,090,960
2026
3,432,488
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
50.86
- -
- -
- -
212.1
2025
56.27
- -
- -
- -
220.41
2026
59.27
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
72
- -
- -
- -
72
2025
106
- -
- -
- -
106
2026
- -
- -
- -
- -
- -
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Business
PT Bank OCBC NISP Tbk PT Bank OCBC NISP Tbk operates as a full-service commercial bank in Indonesia, providing a comprehensive range of banking products and services to corporate, small and medium enterprises, and individual customers through its business banking, consumer banking, treasury, and sharia banking segments; these include savings and current accounts, time deposits, house, multipurpose, automobile, personal, secured, business, working capital, mortgage, and investment-backed loans, credit and debit cards including the recently launched Tap Credit Card, mutual funds, insurance products, foreign exchange and derivatives, bonds, structured and gold products, premier and private banking services, payment and collection systems, trade and supply chain financing, export and import financing, payroll and benefit products, treasury products, capital equity, account investment products, web and mobile banking, payment gateway, e-wallet, bill payment services, safe deposit boxes, telegraphic transfers, ATM, remittance, and e-tax services, as well as sharia-compliant funding, retail financing, productive financing, and bancassurance. The bank maintains an extensive network of 337 branches and offices and 780 ATMs across Indonesia, targeting diverse customer segments in consumer, SME, and corporate markets with a focus on prudent growth and SME servicing. Established in 1941 as NV Nederlandsch Indische Spaar En Deposito Bank in Bandung and headquartered at OCBC NISP Tower, Jl. Prof. Dr. Satrio Kav. 25, South Jakarta, the bank functions as a majority-owned subsidiary of OCBC Overseas Investments Pte. Ltd., a unit of Singapore-based OCBC Bank, which holds approximately 85.1% ownership following progressive stake increases since 2005. In recent developments, PT Bank OCBC NISP Tbk completed the acquisition of 100% shares in PT Bank Commonwealth in May 2024, making it a wholly-owned subsidiary and broadening its consumer banking and SME customer base, with the merger process approved by the Financial Services Authority (OJK) and becoming effective September 1, 2024, to enhance service offerings and regional capabilities. Additionally, the bank launched its innovative Tap Credit Card on November 10, 2025, expanding its digital payment solutions amid ongoing integration efforts from the acquisition.