NMI Holdings, Inc.
NASDAQ Global MarketTotal Valuation
NMI Holdings, Inc. carries a market capitalization of 2.71B, placing it among publicly traded companies globally. Its enterprise value stands at 2.84B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.71B |
| Enterprise Value | 2.84B |
Share Statistics
NMI Holdings, Inc. currently has 76.15M shares outstanding.
| Shares Outstanding | 76.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
NMI Holdings, Inc. trades at a trailing price-to-earnings ratio of 7.50. The price-to-sales ratio is 4.03, and the price-to-book ratio stands at 1.39.
| PE Ratio | 7.50 |
| PS Ratio | 4.03 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 6.73 |
| P/OCF Ratio | 6.66 |
Enterprise Valuation
| EV / Sales | 3.96 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 6.18 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 15.86 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 20.52 |
| Return on Assets (ROA) | 10.47 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 17.77 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, NMI Holdings, Inc. has paid 107.68M in income taxes, reflecting an effective tax rate of 21.82.
| Income Tax | 107.68M |
| Effective Tax Rate | 21.82 |
Stock Price Statistics
NMI Holdings, Inc.'s stock has declined approximately -10.2267% over the past 52 weeks. The 50-day moving average sits at 38.23, while the 200-day moving average is 38.46.
| Beta (5Y) | N/A |
| 52-Week Price Change | -10.2267% |
| 50-Day Moving Average | 38.23 |
| 200-Day Moving Average | 38.46 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, NMI Holdings, Inc. generated 716.67M in revenue and converted that into 385.70M in net income, yielding earnings per share of 4.92.
| Revenue | 716.67M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 493.38M |
| Net Income | 385.70M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.92 |
Balance Sheet
NMI Holdings, Inc. holds 469.85M in cash and equivalents against 417.52M in total debt, resulting in a net debt position of 346.84M.
| Cash & Cash Equivalents | 469.85M |
| Total Debt | 417.52M |
| Net Debt | 346.84M |
| Equity (Book Value) | 2.07B |
| Book Value Per Share | 26.89 |
| Working Capital | N/A |
Cash Flow
NMI Holdings, Inc. produced 434.24M in operating cash flow over the past twelve months. After subtracting -2.75M in capital expenditures, free cash flow totaled 431.49M - equivalent to 5.60 per share.
| Operating Cash Flow | 434.24M |
| Capital Expenditures | -2.75M |
| Free Cash Flow | 431.49M |
| FCF Per Share | 5.60 |
Margins
NMI Holdings, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 68.84 |
| Profit Margin | 53.82 |
| EBITDA Margin | N/A |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 4.19 |
| FCF Yield | 14.85 |
Scores
NMI Holdings, Inc. posts an Altman Z-Score of 2.28, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 2.28 |