NMI Holdings Inc

As of June 30, 2026, NMI Holdings Inc carries a market capitalization of 3.10B, placing it among publicly traded companies globally. Its enterprise value stands at 2.89B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

NMI Holdings Inc's next confirmed earnings release is scheduled for November 5, 2026.

As of June 30, 2026, NMI Holdings Inc has 75.37M shares outstanding.

As of June 30, 2026, NMI Holdings Inc trades at a trailing price-to-earnings ratio of 7.95. The price-to-sales ratio is 4.30, and the price-to-book ratio stands at 1.14.

These figures are as of June 30, 2026. The EV/Sales ratio of 3.95 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. NMI Holdings Inc trades at an EV/FCF ratio of 6.18, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 2.89B versus a market cap of 3.10B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, NMI Holdings Inc posted a return on equity (ROE) of 15.43, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 10.42, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.01, useful for judging operating efficiency across full business cycles. The company generates approximately 3.23M in revenue per employee across its workforce of 226.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, NMI Holdings Inc recorded 111.39M in income tax expense. That works out to an effective tax rate of 21.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 506.72M, leaving 395.33M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, NMI Holdings Inc's stock has gained approximately 12.01% over the past 52 weeks. The 50-day moving average sits at 42.61, while the 200-day moving average is 40.13.

Over the twelve months ended June 30, 2026, NMI Holdings Inc generated 730.78M in revenue and converted that into 395.33M in net income, yielding earnings per share of 5.08.

As of June 30, 2026, NMI Holdings Inc holds 627.27M in cash and equivalents against 418.02M in total debt, resulting in a net debt position of 345.90M.

NMI Holdings Inc produced 448.51M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.48M in capital expenditures, free cash flow totaled 445.03M - equivalent to 5.82 per share.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 13.93, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.18, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to NMI Holdings Inc shareholders.