Northpointe Bancshares, Inc.
New York Stock ExchangeTotal Valuation
Northpointe Bancshares, Inc. carries a market capitalization of 529.48M, placing it among publicly traded companies globally. Its enterprise value stands at 1.75B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 529.48M |
| Enterprise Value | 1.75B |
Share Statistics
Northpointe Bancshares, Inc. currently has 34.58M shares outstanding.
| Shares Outstanding | 34.58M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Northpointe Bancshares, Inc. trades at a trailing price-to-earnings ratio of 8.16. The price-to-sales ratio is 2.59, and the price-to-book ratio stands at 1.08.
| PE Ratio | 8.16 |
| PS Ratio | 2.59 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 6.40 |
| P/OCF Ratio | 6.41 |
Enterprise Valuation
On an enterprise value basis, Northpointe Bancshares, Inc. trades at an EV/EBITDA multiple of 589.51 and an EV/FCF ratio of 16.61.
| EV / Sales | 6.82 |
| EV / EBITDA | 589.51 |
| EV / EBIT | N/A |
| EV / FCF | 16.61 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 266.40 |
| Debt / EBITDA | 547.53 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.41 |
| Return on Assets (ROA) | 1.29 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Northpointe Bancshares, Inc. has paid 29.74M in income taxes, reflecting an effective tax rate of 24.90.
| Income Tax | 29.74M |
| Effective Tax Rate | 24.90 |
Stock Price Statistics
Northpointe Bancshares, Inc.'s stock has declined approximately -12.38584% over the past 52 weeks. The 50-day moving average sits at 16.79, while the 200-day moving average is 17.53.
| Beta (5Y) | N/A |
| 52-Week Price Change | -12.38584% |
| 50-Day Moving Average | 16.79 |
| 200-Day Moving Average | 17.53 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Northpointe Bancshares, Inc. generated 257.23M in revenue and converted that into 89.72M in net income, yielding earnings per share of 2.54.
| Revenue | 257.23M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 119.46M |
| Net Income | 89.72M |
| EBITDA | 2.98M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.54 |
Balance Sheet
Northpointe Bancshares, Inc. holds 538.36M in cash and equivalents against 1.63B in total debt, resulting in a net debt position of 1.09B.
| Cash & Cash Equivalents | 538.36M |
| Total Debt | 1.63B |
| Net Debt | 1.09B |
| Equity (Book Value) | 611.65M |
| Book Value Per Share | 17.69 |
| Working Capital | N/A |
Cash Flow
Northpointe Bancshares, Inc. produced 103.72M in operating cash flow over the past twelve months. After subtracting -1.88M in capital expenditures, free cash flow totaled 101.84M - equivalent to 2.94 per share.
| Operating Cash Flow | 103.72M |
| Capital Expenditures | -1.88M |
| Free Cash Flow | 101.84M |
| FCF Per Share | 2.94 |
Margins
Northpointe Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 46.44 |
| Profit Margin | 34.88 |
| EBITDA Margin | 1.16 |
Dividends & Yields
The company's payout ratio of -0.16 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.23 |
| Dividend Yield | N/A |
| Payout Ratio | -0.16 |
| Shareholder Yield | -151.06 |
| FCF Yield | 15.62 |
Scores
Northpointe Bancshares, Inc. posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.17 |