Northrim BanCorp, Inc.
NASDAQ Global SelectTotal Valuation
Northrim BanCorp, Inc. carries a market capitalization of 527.87M, placing it among publicly traded companies globally. Its enterprise value stands at 26.02M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 527.87M |
| Enterprise Value | 26.02M |
Share Statistics
Northrim BanCorp, Inc. currently has 22.24M shares outstanding.
| Shares Outstanding | 22.24M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Northrim BanCorp, Inc. trades at a trailing price-to-earnings ratio of 7.79. The price-to-sales ratio is 2.32, and the price-to-book ratio stands at 1.56.
| PE Ratio | 7.79 |
| PS Ratio | 2.32 |
| PB Ratio | 1.56 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | 3.26 |
| P/OCF Ratio | 3.37 |
Enterprise Valuation
On an enterprise value basis, Northrim BanCorp, Inc. trades at an EV/EBITDA multiple of 7.45 and an EV/FCF ratio of 0.16.
| EV / Sales | 0.12 |
| EV / EBITDA | 7.45 |
| EV / EBIT | N/A |
| EV / FCF | 0.16 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 27.85 |
| Debt / EBITDA | 26.76 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 21.66 |
| Return on Assets (ROA) | 2.00 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Northrim BanCorp, Inc. has paid 19.94M in income taxes, reflecting an effective tax rate of 23.49.
| Income Tax | 19.94M |
| Effective Tax Rate | 23.49 |
Stock Price Statistics
Northrim BanCorp, Inc.'s stock has gained approximately 5.79581% over the past 52 weeks. The 50-day moving average sits at 24.15, while the 200-day moving average is 24.05.
| Beta (5Y) | N/A |
| 52-Week Price Change | 5.79581% |
| 50-Day Moving Average | 24.15 |
| 200-Day Moving Average | 24.05 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Northrim BanCorp, Inc. generated 218.01M in revenue and converted that into 64.96M in net income, yielding earnings per share of 2.89.
| Revenue | 218.01M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 84.90M |
| Net Income | 64.96M |
| EBITDA | 3.49M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.89 |
Balance Sheet
Northrim BanCorp, Inc. holds 573.38M in cash and equivalents against 93.51M in total debt, resulting in a net debt position of -73.28M.
| Cash & Cash Equivalents | 573.38M |
| Total Debt | 93.51M |
| Net Debt | -73.28M |
| Equity (Book Value) | 325.22M |
| Book Value Per Share | 14.71 |
| Working Capital | N/A |
Cash Flow
Northrim BanCorp, Inc. produced 150.01M in operating cash flow over the past twelve months. After subtracting -8.15M in capital expenditures, free cash flow totaled 141.86M - equivalent to 6.42 per share.
| Operating Cash Flow | 150.01M |
| Capital Expenditures | -8.15M |
| Free Cash Flow | 141.86M |
| FCF Per Share | 6.42 |
Margins
Northrim BanCorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 38.94 |
| Profit Margin | 29.80 |
| EBITDA Margin | 1.60 |
Dividends & Yields
The company's payout ratio of 22.43 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.66 |
| Dividend Yield | N/A |
| Payout Ratio | 22.43 |
| Shareholder Yield | -27.76 |
| FCF Yield | 30.70 |
Stock Splits
Northrim BanCorp, Inc.'s most recent stock split took place on September 23, 2025 with a 1:4 split ratio.
| Last Split Date | 9/23/2025 |
| Split Ratio | 1:4 |
Scores
Northrim BanCorp, Inc. posts an Altman Z-Score of 0.30, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.30 |