Northern California Bancorp, Inc.
Other OTCTotal Valuation
Northern California Bancorp, Inc. carries a market capitalization of 1.89M, placing it among publicly traded companies globally. Its enterprise value stands at 4.61M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.89M |
| Enterprise Value | 4.61M |
Share Statistics
Northern California Bancorp, Inc. currently has 1.79M shares outstanding.
| Shares Outstanding | 1.79M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is 0.06, and the price-to-book ratio stands at 0.23.
| PE Ratio | N/A |
| PS Ratio | 0.06 |
| PB Ratio | 0.23 |
| P/TBV Ratio | 0.17 |
| P/FCF Ratio | 0.96 |
| P/OCF Ratio | 1.07 |
Enterprise Valuation
| EV / Sales | 0.41 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 6.52 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 829.21 |
| Debt / EBITDA | -20.78 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | -188.18 |
| Return on Assets (ROA) | -4.42 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Northern California Bancorp, Inc. has paid 3.34M in income taxes, reflecting an effective tax rate of 0.09.
| Income Tax | 3.34M |
| Effective Tax Rate | 0.09 |
Stock Price Statistics
Northern California Bancorp, Inc.'s stock has gained approximately 300% over the past 52 weeks. The 50-day moving average sits at 0.04, while the 200-day moving average is 0.03.
| Beta (5Y) | N/A |
| 52-Week Price Change | 300% |
| 50-Day Moving Average | 0.04 |
| 200-Day Moving Average | 0.03 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Northern California Bancorp, Inc. generated 11.29M in revenue and converted that into -11.13M in net income, yielding earnings per share of -6.23. EBITDA reached -1.63M, while operating income came in at -1.93M.
| Revenue | 11.29M |
| Gross Profit | N/A |
| Operating Income | -1.93M |
| Pretax Income | -7.79M |
| Net Income | -11.13M |
| EBITDA | -1.63M |
| EBIT | -1.93M |
| Earnings Per Share (EPS) | -6.23 |
Balance Sheet
Northern California Bancorp, Inc. holds 30.01M in cash and equivalents against 33.95M in total debt, resulting in a net debt position of 3.93M.
| Cash & Cash Equivalents | 30.01M |
| Total Debt | 33.95M |
| Net Debt | 3.93M |
| Equity (Book Value) | 2.90M |
| Book Value Per Share | 1.62 |
| Working Capital | N/A |
Cash Flow
Northern California Bancorp, Inc. produced 636,000.00 in operating cash flow over the past twelve months. After subtracting -72,000.00 in capital expenditures, free cash flow totaled 564,000.00 - equivalent to 0.32 per share.
| Operating Cash Flow | 636,000.00 |
| Capital Expenditures | -72,000.00 |
| Free Cash Flow | 564,000.00 |
| FCF Per Share | 0.32 |
Margins
Northern California Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of -17.12 and net profit margin of -98.55 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | -17.12 |
| Pretax Margin | -68.97 |
| Profit Margin | -98.55 |
| EBITDA Margin | -14.47 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 1,859.46 |
| FCF Yield | 104.33 |
Scores
Northern California Bancorp, Inc. posts an Altman Z-Score of 0.01, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.01 |