FINO Payments Bank Ltd.

FINO Payments Bank Ltd.

125.74
INR
+0.09
(+0.07%)
3.55EPS
40.35P/E
11.92BMarket Cap
Oct 29Next Earn

Total Valuation

INR

As of June 30, 2026, FINO Payments Bank Ltd. carries a market capitalization of 11.92B, placing it among publicly traded companies globally. Its enterprise value stands at 11.92B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap11.92B
Enterprise Value11.92B

Important Dates

FINO Payments Bank Ltd.'s next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, FINO Payments Bank Ltd. has 83.22M shares outstanding.

Shares Outstanding83.22M

Valuation Ratios

As of June 30, 2026, FINO Payments Bank Ltd. trades at a trailing price-to-earnings ratio of 40.35.

PE Ratio40.35
PS Ratio0.87

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.87 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 11.92B versus a market cap of 11.92B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.87

Financial Efficiency

INR

These figures cover the twelve months ended June 30, 2026. The company generates approximately 4.89M in revenue per employee across its workforce of 2,808.50, a quick read on workforce productivity versus industry peers.

Revenue Per Employee4.89M
Employee Count2,808.50

Taxes

INR

Over the twelve months ended June 30, 2026, FINO Payments Bank Ltd. recorded 90.70M in income tax expense. That works out to an effective tax rate of 23.46, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 386.60M, leaving 295.90M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax90.70M
Effective Tax Rate23.46

Stock Price Statistics

INR

As of the close on October 22, 2026, FINO Payments Bank Ltd.'s stock has declined approximately 62.40% over the past 52 weeks. The 50-day moving average sits at 138.67, while the 200-day moving average is 159.81.

52-Week Price Change-62.40%
50-Day Moving Average138.67
200-Day Moving Average159.81

Income Statement

INR

Over the twelve months ended June 30, 2026, FINO Payments Bank Ltd. generated 13.73B in revenue and converted that into 295.90M in net income, yielding earnings per share of 3.55.

Revenue13.73B
Pretax Income386.60M
Net Income295.90M
Earnings Per Share (EPS)3.55

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin2.82
Profit Margin2.16