IBL Finance Ltd.

IBL Finance Ltd.

NNSE:IBLFL
64.75
INR
+1.25
(+1.97%)
0.98EPS
47.45P/E
1.15BMarket Cap

Total Valuation

INR

As of March 31, 2026, IBL Finance Ltd. carries a market capitalization of 1.15B, placing it among publicly traded companies globally. Its enterprise value stands at 1.69B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.15B
Enterprise Value1.69B

Share Statistics

As of March 31, 2026, IBL Finance Ltd. has 24.73M shares outstanding.

Shares Outstanding24.73M

Valuation Ratios

As of March 31, 2026, IBL Finance Ltd. trades at a trailing price-to-earnings ratio of 47.45. The price-to-sales ratio is 6.75, and the price-to-book ratio stands at 1.88.

PE Ratio47.45
PS Ratio6.75
PB Ratio1.88
P/TBV Ratio1.90

Enterprise Valuation

As of March 31, 2026, IBL Finance Ltd. trades at an EV/EBITDA multiple of 46.92 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 9.87 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 56.12 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 1.69B versus a market cap of 1.15B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales9.87
EV / EBITDA46.92
EV / EBIT56.12

Financial Position

As of March 31, 2026, IBL Finance Ltd. maintains a current ratio of 12.18, meaning it holds 12.2x the short-term assets needed to cover near-term liabilities.

Current Ratio12.18
Quick Ratio0.52
Debt / Equity94.68
Debt / EBITDA16.04

Financial Efficiency

INR

Over the twelve months ended March 31, 2026, IBL Finance Ltd. posted a return on equity (ROE) of 4.08, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 2.07 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 2.01, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.20, useful for judging operating efficiency across full business cycles. The company generates approximately 5.53M in revenue per employee across its workforce of 31.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)4.08
Return on Assets (ROA)2.01
Return on Invested Capital (ROIC)2.07
Return on Capital Employed (ROCE)2.20
Revenue Per Employee5.53M
Employee Count31.00

Taxes

INR

Over the twelve months ended March 31, 2026, IBL Finance Ltd. recorded 7.58M in income tax expense. That works out to an effective tax rate of 23.71, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 31.99M, leaving 24.40M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax7.58M
Effective Tax Rate23.71

Stock Price Statistics

INR

As of the close on October 23, 2026, IBL Finance Ltd.'s stock has declined approximately 6.16% over the past 52 weeks. The 50-day moving average sits at 61.12, while the 200-day moving average is 58.89.

52-Week Price Change-6.16%
50-Day Moving Average61.12
200-Day Moving Average58.89

Income Statement

INR

Over the twelve months ended March 31, 2026, IBL Finance Ltd. generated 171.43M in revenue and converted that into 24.40M in net income, yielding earnings per share of 0.98. EBITDA reached 36.06M, while operating income came in at 30.14M.

Revenue171.43M
Gross Profit83.34M
Operating Income30.14M
Pretax Income31.99M
Net Income24.40M
EBITDA36.06M
EBIT30.14M
Earnings Per Share (EPS)0.98

Balance Sheet

INR

As of March 31, 2026, IBL Finance Ltd. holds 36.83M in cash and equivalents against 578.49M in total debt, resulting in a net debt position of 541.68M. Total book value stands at 610.96M, with working capital of 784.44M providing operational flexibility.

Cash & Cash Equivalents36.83M
Total Debt578.49M
Net Debt541.68M
Equity (Book Value)610.96M
Book Value Per Share24.70
Working Capital784.44M

Margins

Over the twelve months ended March 31, 2026, IBL Finance Ltd. posted a gross margin of 48.61, reflecting its pricing power and cost economics. The operating margin of 17.58 and net profit margin of 14.24 provide insight into operational efficiency.

Gross Margin48.61
Operating Margin17.58
Pretax Margin18.66
Profit Margin14.24
EBITDA Margin21.03

Scores

As of March 31, 2026, IBL Finance Ltd. has an Altman Z-Score of 2.02, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.02