Indian Overseas Bank

Indian Overseas Bank

29.86
INR
-0.53
(-1.74%)
3.02EPS
11.30P/E
656.46BMarket Cap
Oct 26Next Earn

Total Valuation

INR

As of June 30, 2026, Indian Overseas Bank carries a market capitalization of 656.46B, placing it among publicly traded companies globally. Its enterprise value stands at 931.50B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap656.46B
Enterprise Value931.50B

Important Dates

Indian Overseas Bank's next confirmed earnings release is scheduled for October 26, 2026.

Earnings Date10/26/2026

Share Statistics

As of June 30, 2026, Indian Overseas Bank has 19.26B shares outstanding.

Shares Outstanding19.26B

Valuation Ratios

As of June 30, 2026, Indian Overseas Bank trades at a trailing price-to-earnings ratio of 11.30. The price-to-sales ratio is 3.38, and the price-to-book ratio stands at 1.69.

PE Ratio11.30
PS Ratio3.38
PB Ratio1.69
P/TBV Ratio1.69

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.74 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 931.50B versus a market cap of 656.46B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.74

Financial Position

These figures are as of June 30, 2026.

Debt / Equity121.30

Financial Efficiency

INR

Over the twelve months ended June 30, 2026, Indian Overseas Bank posted a return on equity (ROE) of 16.52, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.34, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.41, useful for judging operating efficiency across full business cycles. The company generates approximately 9.35M in revenue per employee across its workforce of 21,000.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)16.52
Return on Assets (ROA)1.34
Return on Capital Employed (ROCE)7.41
Revenue Per Employee9.35M
Employee Count21,000.00

Taxes

INR

Over the twelve months ended June 30, 2026, Indian Overseas Bank recorded 7.59B in income tax expense. That works out to an effective tax rate of 11.85, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 64.00B, leaving 58.78B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax7.59B
Effective Tax Rate11.85

Stock Price Statistics

INR

As of the close on October 22, 2026, Indian Overseas Bank's stock has declined approximately 26.58% over the past 52 weeks. The 50-day moving average sits at 32.18, while the 200-day moving average is 33.84.

52-Week Price Change-26.58%
50-Day Moving Average32.18
200-Day Moving Average33.84

Income Statement

INR

Over the twelve months ended June 30, 2026, Indian Overseas Bank generated 196.35B in revenue and converted that into 58.78B in net income, yielding earnings per share of 3.02.

Revenue196.35B
Pretax Income64.00B
Net Income58.78B
Earnings Per Share (EPS)3.02

Balance Sheet

INR

As of June 30, 2026, Indian Overseas Bank holds 197.36B in cash and equivalents against 472.40B in total debt, resulting in a net debt position of -197.36B.

Cash & Cash Equivalents197.36B
Total Debt472.40B
Net Debt-197.36B
Equity (Book Value)389.46B
Book Value Per Share20.22

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin32.60
Profit Margin29.94