Jammu & Kashmir Bank Ltd.

Jammu & Kashmir Bank Ltd.

NNSE:J&KBANK
112.40
INR
-22.68
(-16.79%)
20.82EPS
7.43P/E
170.40BMarket Cap

Total Valuation

INR

As of June 30, 2026, Jammu & Kashmir Bank Ltd. carries a market capitalization of 170.40B, placing it among publicly traded companies globally. Its enterprise value stands at 133.31B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap170.40B
Enterprise Value133.31B

Important Dates

Jammu & Kashmir Bank Ltd.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, Jammu & Kashmir Bank Ltd. has 1.10B shares outstanding.

Shares Outstanding1.10B

Valuation Ratios

As of June 30, 2026, Jammu & Kashmir Bank Ltd. trades at a trailing price-to-earnings ratio of 7.43. The price-to-sales ratio is 2.45, and the price-to-book ratio stands at 1.00.

PE Ratio7.43
PS Ratio2.45
PB Ratio1.00
P/TBV Ratio1.00

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.92 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 133.31B versus a market cap of 170.40B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.92

Financial Position

These figures are as of June 30, 2026.

Debt / Equity25.77

Financial Efficiency

INR

Over the twelve months ended June 30, 2026, Jammu & Kashmir Bank Ltd. posted a return on equity (ROE) of 14.70, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.08, useful for judging operating efficiency across full business cycles. The company generates approximately 5.69M in revenue per employee across its workforce of 12,220.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)14.70
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)12.08
Revenue Per Employee5.69M
Employee Count12,220.00

Taxes

INR

Over the twelve months ended June 30, 2026, Jammu & Kashmir Bank Ltd. recorded 6.52B in income tax expense. That works out to an effective tax rate of 22.09, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 29.50B, leaving 22.93B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax6.52B
Effective Tax Rate22.09

Stock Price Statistics

INR

As of the close on October 23, 2026, Jammu & Kashmir Bank Ltd.'s stock has gained approximately 4.91% over the past 52 weeks. The 50-day moving average sits at 144.41, while the 200-day moving average is 135.95.

52-Week Price Change4.91%
50-Day Moving Average144.41
200-Day Moving Average135.95

Income Statement

INR

Over the twelve months ended June 30, 2026, Jammu & Kashmir Bank Ltd. generated 69.59B in revenue and converted that into 22.93B in net income, yielding earnings per share of 20.82.

Revenue69.59B
Pretax Income29.50B
Net Income22.93B
Earnings Per Share (EPS)20.82

Balance Sheet

INR

As of June 30, 2026, Jammu & Kashmir Bank Ltd. holds 80.89B in cash and equivalents against 43.81B in total debt, resulting in a net debt position of -80.89B.

Cash & Cash Equivalents80.89B
Total Debt43.81B
Net Debt-80.89B
Equity (Book Value)170.03B
Book Value Per Share154.41

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin42.39
Profit Margin32.96

Stock Splits

Jammu & Kashmir Bank Ltd.'s most recent stock split took place on September 4, 2014 with a 1:10 split ratio.

Last Split Date9/4/2014
Split Ratio1:10