Punjab & Sind Bank Ltd.

Punjab & Sind Bank Ltd.

20.35
INR
-0.48
(-2.30%)
1.91EPS
12.68P/E
172.00BMarket Cap

Total Valuation

INR

As of June 30, 2026, Punjab & Sind Bank Ltd. carries a market capitalization of 172.00B, placing it among publicly traded companies globally. Its enterprise value stands at 278.36B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap172.00B
Enterprise Value278.36B

Share Statistics

As of June 30, 2026, Punjab & Sind Bank Ltd. has 7.10B shares outstanding.

Shares Outstanding7.10B

Valuation Ratios

As of June 30, 2026, Punjab & Sind Bank Ltd. trades at a trailing price-to-earnings ratio of 12.68. The price-to-sales ratio is 3.06, and the price-to-book ratio stands at 1.18.

PE Ratio12.68
PS Ratio3.06
PB Ratio1.18
P/TBV Ratio1.18

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.94 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 278.36B versus a market cap of 172.00B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.94

Financial Position

These figures are as of June 30, 2026.

Debt / Equity115.36

Financial Efficiency

INR

Over the twelve months ended June 30, 2026, Punjab & Sind Bank Ltd. posted a return on equity (ROE) of 9.71, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.79, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.79, useful for judging operating efficiency across full business cycles. The company generates approximately 6.45M in revenue per employee across its workforce of 8,735.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.71
Return on Assets (ROA)0.79
Return on Capital Employed (ROCE)4.79
Revenue Per Employee6.45M
Employee Count8,735.00

Taxes

INR

Over the twelve months ended June 30, 2026, Punjab & Sind Bank Ltd. recorded 4.88B in income tax expense. That works out to an effective tax rate of 26.40, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 18.46B, leaving 13.59B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax4.88B
Effective Tax Rate26.40

Stock Price Statistics

INR

As of the close on October 22, 2026, Punjab & Sind Bank Ltd.'s stock has declined approximately 33.91% over the past 52 weeks. The 50-day moving average sits at 22.26, while the 200-day moving average is 24.38.

52-Week Price Change-33.91%
50-Day Moving Average22.26
200-Day Moving Average24.38

Income Statement

INR

Over the twelve months ended June 30, 2026, Punjab & Sind Bank Ltd. generated 56.36B in revenue and converted that into 13.59B in net income, yielding earnings per share of 1.91.

Revenue56.36B
Pretax Income18.46B
Net Income13.59B
Earnings Per Share (EPS)1.91

Balance Sheet

INR

As of June 30, 2026, Punjab & Sind Bank Ltd. holds 62.46B in cash and equivalents against 168.81B in total debt, resulting in a net debt position of -62.45B.

Cash & Cash Equivalents62.46B
Total Debt168.81B
Net Debt-62.45B
Equity (Book Value)146.33B
Book Value Per Share20.62

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin32.76
Profit Margin24.11