Ujjivan Financial Services Limited

As of December 31, 2023, Ujjivan Financial Services Limited trades at a trailing price-to-earnings ratio of 8.38.

As of December 31, 2023, Ujjivan Financial Services Limited trades at an EV/EBITDA multiple of 2.92 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.31 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 2.92 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses.

As of December 31, 2023, Ujjivan Financial Services Limited maintains a current ratio of 410.29, meaning it holds 410.3x the short-term assets needed to cover near-term liabilities.

These figures cover the twelve months ended December 31, 2023. Return on capital employed (ROCE) is 18.43, useful for judging operating efficiency across full business cycles.

These figures cover the twelve months ended December 31, 2023. That works out to an effective tax rate of 25.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

Over the twelve months ended December 31, 2023, Ujjivan Financial Services Limited posted a gross margin of 65.30, reflecting its pricing power and cost economics. The operating margin of 45.08 and net profit margin of 15.69 provide insight into operational efficiency.

As of December 31, 2023, Ujjivan Financial Services Limited has an Altman Z-Score of 2.58, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.