Chams Holding Company Plc
NNSENG:CHAMS3.39
NGN
-0.02
(-0.59%)
Chams Holding Company Plc
NSENG:CHAMS
(Nigerian Stock Exchange)
Recent
price
3.39
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Chams Holding Company Plc is a Nigeria-based investment holding company that provides digital identity management, financial technology, electronic payment processing, transactional systems, and digital infrastructure solutions across Africa. Founded on August 24, 1985, and headquartered in Victoria Island, Lagos, Nigeria, the company operates across key sectors of the digital economy through five principal subsidiaries: ChamsSwitch, ChamsMobile, Card Centre Nigeria Limited, Chams Access, and ChamsCorp Plc. The group serves financial institutions, government ministries, departments, and agencies, telecommunications operators, corporate enterprises, pension fund administrators, and retail consumers. The group provides an integrated portfolio of proprietary and enterprise solutions organized across identity verification, financial technology, secure card manufacturing, and digital infrastructure: Identity Management and Verification Services, comprising Confirm Me, an integrated digital platform for identity, credit, and credential verification; I’m Alive, an automated facial recognition and liveness-detection solution for beneficiary and pensioner verification; and foundational biometric capture and verification infrastructure deployed across national identity programs and the Nigerian banking industry Bank Verification Number project; Payment Systems and Fintech Solutions, comprising ChamsSwitch, an electronic transaction switching and payment processing gateway supporting cross-border remittances, merchant acquiring, and card settlement; Naira.com, a multi-channel payment gateway and billing collections portal; ChamsMobile and its Kegow platform, delivering mobile money wallets, peer-to-peer fund transfers, and agency banking services; and Asset Finance Solution, a digital credit origination platform connecting retail loan applicants with commercial financial institutions; Specialized Enterprise Platforms, comprising Pension Central, an automated data exchange and contribution remittance platform connecting corporate employers with Pension Fund Administrators; VOTA, a cryptographically secure electronic voting platform engineered for corporate governance, professional associations, and electoral bodies; and Bluwox, an on-demand digital platform connecting users with vetted professional service providers; Smart Card Manufacturing and Personalization, comprising high-volume personalization and production of EMV chip-and-PIN banking cards, secure national identity cards, contactless payment cards, and telecommunications SIM cards through Card Centre Nigeria Limited; and Digital Infrastructure and Equipment Services, comprising automated self-service kiosks, point-of-sale terminal deployment, hardware maintenance and device support via its Argone retail network, enterprise data center hosting, and artificial intelligence systems integration. In recent corporate developments, the company executed a strategic reorganization by transitioning from Chams Plc into a non-operating holding company structure under the name Chams Holding Company Plc to comply with Central Bank of Nigeria regulatory frameworks and advance its Consumer-Africa-Digital expansion strategy. In 2026, the group formally established and launched ChamsCorp Plc, a dedicated subsidiary focused on digital device manufacturing, telecommunications infrastructure, enterprise data center design and operations, and artificial intelligence infrastructure. To fund business expansion and capitalize its operating subsidiaries, the company executed capital-raising exercises through rights issues and private placements, raising over 7.5 billion Nigerian naira. In transaction processing and payment infrastructure, subsidiary ChamsSwitch forged strategic partnerships with UnionPay and commercial institutions including Wema Bank to expand cross-border acquiring and switching capabilities, while Card Centre entered into a manufacturing joint venture with Beijing Huahong IC Design Co., Ltd. for local SIM card fabrication. In board governance, Segun Oloketuyi was appointed Chairman of the Board of Directors following the retirement of founding chairman Sir Demola Aladekomo.