LivingTrust Mortgage Bank PLC
NNSENG:LIVINGTRUST3.22
NGN
0.00
(0.00%)
LivingTrust Mortgage Bank PLC
NSENG:LIVINGTRUST
(Nigerian Stock Exchange)
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3.22
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ROIC.AI
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- Business
- LivingTrust Mortgage Bank PLC is a Nigeria-based financial institution primarily engaged in the provision of mortgage banking, real estate financing, retail banking, and commercial microfinance solutions. The company operates through two core business segments: Mortgage Banking and Retail/Commercial Banking. Its comprehensive product and service portfolio includes mortgage and housing finance solutions, such as National Housing Fund (NHF) loans, residential mortgage facilities, commercial property financing, home renovation and improvement loans, estate construction and development loans, and rent-to-own schemes; credit and lending facilities, comprising small and medium-sized enterprise (SME) loans, microcredit facilities, personal consumer loans, salary advances, asset acquisition loans, and contract financing; deposit and investment products, including regular savings accounts, current accounts, target savings accounts, fixed deposit investments, and specialized wealth accumulation plans; and electronic banking and transaction services, consisting of mobile banking applications, USSD banking solutions, internet banking platforms, debit card issuance, automated clearing, and electronic funds transfer services. LivingTrust Mortgage Bank serves individual retail customers, public sector employees, small and medium-sized enterprises, corporate entities, cooperative societies, and real estate developers across Nigeria, operating through a network of branches centered in Osun State with representative presence in major commercial hubs including Lagos and Abuja. Originally incorporated in 1993 and formerly known as Omoluabi Mortgage Bank Plc prior to its corporate rebranding in 2020, the bank is headquartered in Osogbo, Nigeria. In recent strategic and operational developments, LivingTrust Mortgage Bank has deepened its refinancing collaboration with the Nigeria Mortgage Refinance Company (NMRC) and the Federal Mortgage Bank of Nigeria (FMBN) to accelerate affordable housing delivery. The bank has also executed major digital transformation initiatives, deploying upgraded core banking architecture, automated loan origination systems, and enhanced mobile channels to scale retail and MSME lending while broadening its structured housing financing arrangements across sub-national housing schemes and private sector partnerships.