Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

23.91
USD
-0.09
(-0.37%)
Jan 20Next Earn

Important Dates

Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S's next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Financial Position

These figures are as of June 30, 2026.

Debt / Equity62.44

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S posted a return on equity (ROE) of 8.43, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.94, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.28, useful for judging operating efficiency across full business cycles. The company generates approximately 502,353.16 in revenue per employee across its workforce of 17,370.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.43
Return on Assets (ROA)0.94
Return on Capital Employed (ROCE)5.28
Revenue Per Employee502,353.16
Employee Count17,370.25

Taxes

USD

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S recorded 585.00M in income tax expense. That works out to an effective tax rate of 21.58, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.71B, leaving 2.13B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax585.00M
Effective Tax Rate21.58

Stock Price Statistics

USD

As of the close on October 22, 2026, Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S's stock has declined approximately 5.94% over the past 52 weeks. The 50-day moving average sits at 24.47, while the 200-day moving average is 25.02.

52-Week Price Change-5.94%
50-Day Moving Average24.47
200-Day Moving Average25.02

Income Statement

USD

These figures cover the twelve months ended June 30, 2026.

Revenue8.73B
Pretax Income2.71B
Net Income2.13B

Balance Sheet

USD

As of June 30, 2026, Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S holds 51.16B in cash and equivalents against 16.35B in total debt, resulting in a net debt position of 2.48B.

Cash & Cash Equivalents51.16B
Total Debt16.35B
Net Debt2.48B
Equity (Book Value)24.07B

Cash Flow

USD

Citizens Financial Group, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred S produced 2.50B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow2.50B
Free Cash Flow2.50B

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin31.07
Profit Margin24.36

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. The dividend payout ratio of 39.22 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Payout Ratio39.22