Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto's next confirmed earnings release is scheduled for January 27, 2027.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto posted a return on equity (ROE) of 11.79, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.93, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.80, useful for judging operating efficiency across full business cycles. The company generates approximately 554,666.67 in revenue per employee across its workforce of 1,022.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto recorded 45.14M in income tax expense. That works out to an effective tax rate of 24.48, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 184.38M, leaving 139.56M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 23, 2026, Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto's stock has declined approximately 2.90% over the past 52 weeks. The 50-day moving average sits at 25.03, while the 200-day moving average is 25.33.

These figures cover the twelve months ended June 30, 2026.

As of June 30, 2026, Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto holds 1.84B in cash and equivalents against 99.77M in total debt, resulting in a net debt position of -828.11M.

Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto produced 253.27M in operating cash flow over the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. The dividend payout ratio of 5.70 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.