Smartpay Holdings Limited

As of March 31, 2025, Smartpay Holdings Limited has 242.11M shares outstanding.

As of March 31, 2025, Smartpay Holdings Limited trades at an EV/EBITDA multiple of 32.60 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 0.09 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 32.60 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Smartpay Holdings Limited trades at an EV/FCF ratio of 0.34, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

As of March 31, 2025, Smartpay Holdings Limited maintains a current ratio of 0.73, meaning it holds 0.7x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 40.97, indicating elevated leverage, while an interest coverage ratio of 0.34 demonstrates limited ability to service its debt obligations.

Over the twelve months ended March 31, 2025, Smartpay Holdings Limited posted a negative return on equity (ROE) of -1.45, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -0.56, reflecting losses generated across the asset base.

Over the twelve months ended March 31, 2025, Smartpay Holdings Limited posted a gross margin of 57.76, reflecting its pricing power and cost economics. The operating margin of 0.27 and net profit margin of -0.69 provide insight into operational efficiency.

Smartpay Holdings Limited's most recent stock split took place on August 15, 2013 with a 2:1 split ratio.

As of March 31, 2025, Smartpay Holdings Limited has an Altman Z-Score of 0.48, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.