Orange County Bancorp, Inc.
NASDAQTotal Valuation
Orange County Bancorp, Inc. carries a market capitalization of 492.74M, placing it among publicly traded companies globally. Its enterprise value stands at 84.71M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 492.74M |
| Enterprise Value | 84.71M |
Share Statistics
Orange County Bancorp, Inc. currently has 13.41M shares outstanding.
| Shares Outstanding | 13.41M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Orange County Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.36. The price-to-sales ratio is 3.88, and the price-to-book ratio stands at 1.61.
| PE Ratio | 10.36 |
| PS Ratio | 3.88 |
| PB Ratio | 1.61 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 7.13 |
| P/OCF Ratio | 7.35 |
Enterprise Valuation
On an enterprise value basis, Orange County Bancorp, Inc. trades at an EV/EBITDA multiple of 45.11 and an EV/FCF ratio of 1.23.
| EV / Sales | 0.67 |
| EV / EBITDA | 45.11 |
| EV / EBIT | N/A |
| EV / FCF | 1.23 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 11.29 |
| Debt / EBITDA | 18.43 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 16.95 |
| Return on Assets (ROA) | 1.75 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Orange County Bancorp, Inc. has paid 5.44M in income taxes, reflecting an effective tax rate of 10.29.
| Income Tax | 5.44M |
| Effective Tax Rate | 10.29 |
Stock Price Statistics
Orange County Bancorp, Inc.'s stock has gained approximately 49.39024% over the past 52 weeks. The 50-day moving average sits at 37.85, while the 200-day moving average is 35.04.
| Beta (5Y) | N/A |
| 52-Week Price Change | 49.39024% |
| 50-Day Moving Average | 37.85 |
| 200-Day Moving Average | 35.04 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Orange County Bancorp, Inc. generated 126.56M in revenue and converted that into 47.39M in net income, yielding earnings per share of 3.55.
| Revenue | 126.56M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 52.83M |
| Net Income | 47.39M |
| EBITDA | 1.88M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.55 |
Balance Sheet
Orange County Bancorp, Inc. holds 443.03M in cash and equivalents against 34.60M in total debt, resulting in a net debt position of -300.32M.
| Cash & Cash Equivalents | 443.03M |
| Total Debt | 34.60M |
| Net Debt | -300.32M |
| Equity (Book Value) | 306.63M |
| Book Value Per Share | 22.87 |
| Working Capital | N/A |
Cash Flow
Orange County Bancorp, Inc. produced 66.78M in operating cash flow over the past twelve months. After subtracting -2.10M in capital expenditures, free cash flow totaled 64.67M - equivalent to 4.84 per share.
| Operating Cash Flow | 66.78M |
| Capital Expenditures | -2.10M |
| Free Cash Flow | 64.67M |
| FCF Per Share | 4.84 |
Margins
Orange County Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 41.74 |
| Profit Margin | 37.45 |
| EBITDA Margin | 1.48 |
Dividends & Yields
The company's payout ratio of 18.91 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.67 |
| Dividend Yield | N/A |
| Payout Ratio | 18.91 |
| Shareholder Yield | -26.11 |
| FCF Yield | 14.02 |
Stock Splits
Orange County Bancorp, Inc.'s most recent stock split took place on January 13, 2025 with a 1:2 split ratio.
| Last Split Date | 1/13/2025 |
| Split Ratio | 1:2 |
Scores
Orange County Bancorp, Inc. posts an Altman Z-Score of 0.26, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.26 |