Old Point Financial Corporation
NASDAQ Capital MarketTotal Valuation
Old Point Financial Corporation carries a market capitalization of 214.80M, placing it among publicly traded companies globally. Its enterprise value stands at 163.50M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 214.80M |
| Enterprise Value | 163.50M |
Share Statistics
Old Point Financial Corporation currently has 5.10M shares outstanding.
| Shares Outstanding | 5.10M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Old Point Financial Corporation trades at a trailing price-to-earnings ratio of 23.05. The price-to-sales ratio is 3.19, and the price-to-book ratio stands at 1.73.
| PE Ratio | 23.05 |
| PS Ratio | 3.19 |
| PB Ratio | 1.73 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | 14.77 |
| P/OCF Ratio | 14.53 |
Enterprise Valuation
On an enterprise value basis, Old Point Financial Corporation trades at an EV/EBITDA multiple of 71.49 and an EV/FCF ratio of 12.09.
| EV / Sales | 2.61 |
| EV / EBITDA | 71.49 |
| EV / EBIT | N/A |
| EV / FCF | 12.09 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 57.70 |
| Debt / EBITDA | 29.81 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.68 |
| Return on Assets (ROA) | 0.61 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Old Point Financial Corporation has paid 2.05M in income taxes, reflecting an effective tax rate of 19.13.
| Income Tax | 2.05M |
| Effective Tax Rate | 19.13 |
Stock Price Statistics
Old Point Financial Corporation's stock has gained approximately 121.57895% over the past 52 weeks. The 50-day moving average sits at 40.74, while the 200-day moving average is 33.11.
| Beta (5Y) | N/A |
| 52-Week Price Change | 121.57895% |
| 50-Day Moving Average | 40.74 |
| 200-Day Moving Average | 33.11 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Old Point Financial Corporation generated 62.56M in revenue and converted that into 8.66M in net income, yielding earnings per share of 1.70.
| Revenue | 62.56M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 10.71M |
| Net Income | 8.66M |
| EBITDA | 2.29M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.70 |
Balance Sheet
Old Point Financial Corporation holds 104.31M in cash and equivalents against 68.17M in total debt, resulting in a net debt position of -31.29M.
| Cash & Cash Equivalents | 104.31M |
| Total Debt | 68.17M |
| Net Debt | -31.29M |
| Equity (Book Value) | 115.62M |
| Book Value Per Share | 22.73 |
| Working Capital | N/A |
Cash Flow
Old Point Financial Corporation produced 13.74M in operating cash flow over the past twelve months. After subtracting 217,000.00 in capital expenditures, free cash flow totaled 13.95M - equivalent to 2.74 per share.
| Operating Cash Flow | 13.74M |
| Capital Expenditures | 217,000.00 |
| Free Cash Flow | 13.95M |
| FCF Per Share | 2.74 |
Margins
Old Point Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 17.12 |
| Profit Margin | 13.85 |
| EBITDA Margin | 3.66 |
Dividends & Yields
The company's payout ratio of 32.91 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.56 |
| Dividend Yield | N/A |
| Payout Ratio | 32.91 |
| Shareholder Yield | 15.68 |
| FCF Yield | 6.77 |
Stock Splits
Old Point Financial Corporation's most recent stock split took place on October 2, 2007 with a 4:5 split ratio.
| Last Split Date | 10/2/2007 |
| Split Ratio | 4:5 |
Scores
Old Point Financial Corporation posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |