Jaeren Sparebank

Jaeren Sparebank

327.85
NOK
+7.85
(+2.45%)
58.86EPS
5.66P/E
1.64BMarket Cap
Nov 12Next Earn

Total Valuation

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As of June 30, 2026, Jaeren Sparebank carries a market capitalization of 1.64B, placing it among publicly traded companies globally. Its enterprise value stands at 6.40B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.64B
Enterprise Value6.40B

Important Dates

Jaeren Sparebank's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Jaeren Sparebank has 4.92M shares outstanding.

Shares Outstanding4.92M

Valuation Ratios

As of June 30, 2026, Jaeren Sparebank trades at a trailing price-to-earnings ratio of 5.66. The price-to-sales ratio is 2.88, and the price-to-book ratio stands at 0.59.

PE Ratio5.66
PS Ratio2.88
PB Ratio0.59
P/TBV Ratio0.59
P/FCF Ratio-5.32
P/OCF Ratio-5.46

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 11.25 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 6.40B versus a market cap of 1.64B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales11.25

Financial Position

These figures are as of June 30, 2026.

Debt / Equity173.36

Financial Efficiency

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Over the twelve months ended June 30, 2026, Jaeren Sparebank posted a return on equity (ROE) of 10.77, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.38, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.04, useful for judging operating efficiency across full business cycles. The company generates approximately 5.91M in revenue per employee across its workforce of 96.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.77
Return on Assets (ROA)1.38
Return on Capital Employed (ROCE)4.04
Revenue Per Employee5.91M
Employee Count96.25

Taxes

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Over the twelve months ended June 30, 2026, Jaeren Sparebank recorded 48.36M in income tax expense. That works out to an effective tax rate of 14.31, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 337.85M, leaving 289.49M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax48.36M
Effective Tax Rate14.31

Stock Price Statistics

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As of the close on October 22, 2026, Jaeren Sparebank's stock has declined approximately 10.18% over the past 52 weeks. The 50-day moving average sits at 337.27, while the 200-day moving average is 347.11.

52-Week Price Change-10.18%
50-Day Moving Average337.27
200-Day Moving Average347.11

Income Statement

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Over the twelve months ended June 30, 2026, Jaeren Sparebank generated 569.12M in revenue and converted that into 289.49M in net income, yielding earnings per share of 58.86.

Revenue569.12M
Pretax Income337.85M
Net Income289.49M
Earnings Per Share (EPS)58.86

Balance Sheet

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As of June 30, 2026, Jaeren Sparebank holds 34.75M in cash and equivalents against 4.80B in total debt, resulting in a net debt position of -34.75M.

Cash & Cash Equivalents34.75M
Total Debt4.80B
Net Debt-34.75M
Equity (Book Value)2.77B
Book Value Per Share562.78

Cash Flow

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Jaeren Sparebank produced -299.74M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -7.99M in capital expenditures, free cash flow totaled -307.73M - equivalent to -62.57 per share.

Operating Cash Flow-299.74M
Capital Expenditures-7.99M
Free Cash Flow-307.73M
FCF Per Share-62.57

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin59.36
Profit Margin50.87

Dividends & Yields

Over the twelve months ended June 30, 2026, Jaeren Sparebank paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -18.79: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -25.97, meaning Jaeren Sparebank raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-25.97
FCF Yield-18.79