SpareBank 1 Nord-Norge

SpareBank 1 Nord-Norge

175.30
NOK
-0.90
(-0.51%)
25.19EPS
6.15P/E
15.36BMarket Cap
Oct 29Next Earn

Total Valuation

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As of June 30, 2026, SpareBank 1 Nord-Norge carries a market capitalization of 15.36B, placing it among publicly traded companies globally. Its enterprise value stands at 38.17B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap15.36B
Enterprise Value38.17B

Important Dates

SpareBank 1 Nord-Norge's next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, SpareBank 1 Nord-Norge has 100.40M shares outstanding.

Shares Outstanding100.40M

Valuation Ratios

As of June 30, 2026, SpareBank 1 Nord-Norge trades at a trailing price-to-earnings ratio of 6.15. The price-to-sales ratio is 3.53, and the price-to-book ratio stands at 0.76.

PE Ratio6.15
PS Ratio3.53
PB Ratio0.76
P/TBV Ratio0.77
P/FCF Ratio3.09
P/OCF Ratio3.02

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 6.70 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. SpareBank 1 Nord-Norge trades at an EV/FCF ratio of 5.86, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 38.17B versus a market cap of 15.36B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales6.70
EV / FCF5.86

Financial Position

These figures are as of June 30, 2026.

Debt / Equity112.69

Financial Efficiency

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Over the twelve months ended June 30, 2026, SpareBank 1 Nord-Norge posted a return on equity (ROE) of 16.29, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.27, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.30, useful for judging operating efficiency across full business cycles. The company generates approximately 5.53M in revenue per employee across its workforce of 1,030.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)16.29
Return on Assets (ROA)2.27
Return on Capital Employed (ROCE)7.30
Revenue Per Employee5.53M
Employee Count1,030.00

Taxes

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Over the twelve months ended June 30, 2026, SpareBank 1 Nord-Norge recorded 830.00M in income tax expense. That works out to an effective tax rate of 20.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.14B, leaving 3.27B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax830.00M
Effective Tax Rate20.05

Stock Price Statistics

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As of the close on October 22, 2026, SpareBank 1 Nord-Norge's stock has gained approximately 24.40% over the past 52 weeks. The 50-day moving average sits at 171.41, while the 200-day moving average is 158.20.

52-Week Price Change24.40%
50-Day Moving Average171.41
200-Day Moving Average158.20

Income Statement

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Over the twelve months ended June 30, 2026, SpareBank 1 Nord-Norge generated 5.70B in revenue and converted that into 3.27B in net income, yielding earnings per share of 25.19.

Revenue5.70B
Pretax Income4.14B
Net Income3.27B
Earnings Per Share (EPS)25.19

Balance Sheet

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As of June 30, 2026, SpareBank 1 Nord-Norge holds 727.00M in cash and equivalents against 23.23B in total debt, resulting in a net debt position of -727.00M.

Cash & Cash Equivalents727.00M
Total Debt23.23B
Net Debt-727.00M
Equity (Book Value)20.29B
Book Value Per Share202.13

Cash Flow

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SpareBank 1 Nord-Norge produced 6.65B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -135.00M in capital expenditures, free cash flow totaled 6.51B - equivalent to 49.56 per share.

Operating Cash Flow6.65B
Capital Expenditures-135.00M
Free Cash Flow6.51B
FCF Per Share49.56

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin72.63
Profit Margin57.38

Dividends & Yields

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Over the twelve months ended June 30, 2026, SpareBank 1 Nord-Norge paid dividends of 27.00 per share. The dividend payout ratio of 105.91 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 32.39, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 41.62, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to SpareBank 1 Nord-Norge shareholders.

Dividend Per Share27.00
Payout Ratio105.91
Shareholder Yield41.62
FCF Yield32.39

Stock Splits

SpareBank 1 Nord-Norge's most recent stock split took place on September 10, 2013 with a 17:19 split ratio.

Last Split Date9/10/2013
Split Ratio17:19