Sparebanken Sør

    Sparebanken Sør

    OOSL:SOR
    - -
    NOK
    - -
    - -
    4.15P/E

    Share Statistics

    As of December 31, 2024, Sparebanken Sør has 41.68M shares outstanding.

    Shares Outstanding41.68M

    Valuation Ratios

    As of December 31, 2024, Sparebanken Sør trades at a trailing price-to-earnings ratio of 4.15. The price-to-sales ratio is 2.18, and the price-to-book ratio stands at 3.96.

    PE Ratio4.15
    PS Ratio2.18
    PB Ratio3.96
    P/TBV Ratio0.46
    P/FCF Ratio3.07
    P/OCF Ratio3.12

    Enterprise Valuation

    These figures are as of December 31, 2024. The EV/Sales ratio of 22.21 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Sparebanken Sør trades at an EV/FCF ratio of 31.23, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales22.21
    EV / FCF31.23

    Financial Position

    These figures are as of December 31, 2024.

    Debt / Equity422.51

    Financial Efficiency

    Over the twelve months ended December 31, 2024, Sparebanken Sør posted a return on equity (ROE) of 95.51, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.19, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)95.51
    Return on Assets (ROA)1.19

    Taxes

    These figures cover the twelve months ended December 31, 2024. That works out to an effective tax rate of 19.05, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate19.05

    Margins

    Over the twelve months ended December 31, 2024, Sparebanken Sør posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin64.98
    Profit Margin52.58

    Dividends & Yields

    These figures cover the twelve months ended December 31, 2024. The dividend payout ratio of 1.26 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 32.60, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -103.90, meaning Sparebanken Sør raised more capital through share issuance and new debt than it returned via dividends and buybacks.

    Payout Ratio1.26
    Shareholder Yield-103.90
    FCF Yield32.60

    Stock Splits

    Sparebanken Sør's most recent stock split took place on March 31, 2016 with a 1000:1709 split ratio.

    Last Split Date3/31/2016
    Split Ratio1000:1709

    Scores

    As of December 31, 2024, Sparebanken Sør has an Altman Z-Score of 0.05, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score0.05