Dominion Lending Centres, Inc. (Canada) Class A

Dominion Lending Centres, Inc. (Canada) Class A

5.32
USD
-0.35
(-6.17%)
0.21EPS
27.44P/E
465.97MMarket Cap
Nov 05Next Earn

Total Valuation

USD

As of June 30, 2026, DOMINION LENDING CTRS INC. carries a market capitalization of 465.97M, placing it among publicly traded companies globally. Its enterprise value stands at 495.73M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap465.97M
Enterprise Value495.73M

Important Dates

DOMINION LENDING CTRS INC.'s next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, DOMINION LENDING CTRS INC. has 77.04M shares outstanding.

Shares Outstanding77.04M

Valuation Ratios

As of June 30, 2026, DOMINION LENDING CTRS INC. trades at a trailing price-to-earnings ratio of 27.44. The price-to-sales ratio is 6.32, and the price-to-book ratio stands at 4.76.

PE Ratio27.44
PS Ratio6.32
PB Ratio4.76
P/TBV Ratio-12.50
P/FCF Ratio33.50
P/OCF Ratio20.13

Enterprise Valuation

As of June 30, 2026, DOMINION LENDING CTRS INC. trades at an EV/EBITDA multiple of 13.26 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 7.19 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 16.31 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. DOMINION LENDING CTRS INC. trades at an EV/FCF ratio of 34.48, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 495.73M versus a market cap of 465.97M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales7.19
EV / EBITDA13.26
EV / EBIT16.31
EV / FCF34.48

Financial Position

As of June 30, 2026, DOMINION LENDING CTRS INC. maintains a current ratio of 0.44, meaning it holds 0.4x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 31.70, indicating elevated leverage, while an interest coverage ratio of 33.17 demonstrates strong ability to service its debt obligations.

Current Ratio0.44
Quick Ratio0.41
Debt / Equity31.70
Debt / EBITDA0.83
Interest Coverage33.17

Financial Efficiency

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Over the twelve months ended June 30, 2026, DOMINION LENDING CTRS INC. posted a return on equity (ROE) of 16.23, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 17.31 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 10.14, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.24, useful for judging operating efficiency across full business cycles. The company generates approximately 400,165.39 in revenue per employee across its workforce of 172.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)16.23
Return on Assets (ROA)10.14
Return on Invested Capital (ROIC)17.31
Return on Capital Employed (ROCE)13.24
Revenue Per Employee400,165.39
Employee Count172.25

Taxes

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Over the twelve months ended June 30, 2026, DOMINION LENDING CTRS INC. recorded 6.51M in income tax expense. That works out to an effective tax rate of 28.88, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 22.55M, leaving 15.89M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax6.51M
Effective Tax Rate28.88

Stock Price Statistics

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As of the close on October 22, 2026, DOMINION LENDING CTRS INC.'s stock has declined approximately 29.07% over the past 52 weeks. The 50-day moving average sits at 6.65, while the 200-day moving average is 4.61.

52-Week Price Change-29.07%
50-Day Moving Average6.65
200-Day Moving Average4.61

Income Statement

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Over the twelve months ended June 30, 2026, DOMINION LENDING CTRS INC. generated 68.93M in revenue and converted that into 15.89M in net income, yielding earnings per share of 0.21. EBITDA reached 37.39M, while operating income came in at 30.40M.

Revenue68.93M
Gross Profit61.68M
Operating Income30.40M
Pretax Income22.55M
Net Income15.89M
EBITDA37.39M
EBIT30.40M
Earnings Per Share (EPS)0.21

Balance Sheet

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As of June 30, 2026, DOMINION LENDING CTRS INC. holds 1.96M in cash and equivalents against 31.20M in total debt, resulting in a net debt position of 24.64M. Total book value stands at 97.88M, with working capital of -19.51M providing operational flexibility.

Cash & Cash Equivalents1.96M
Total Debt31.20M
Net Debt24.64M
Equity (Book Value)97.88M
Book Value Per Share1.27
Working Capital-19.51M

Cash Flow

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DOMINION LENDING CTRS INC. produced 21.66M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -8.08M in capital expenditures, free cash flow totaled 13.58M - equivalent to 0.19 per share.

Operating Cash Flow21.66M
Capital Expenditures-8.08M
Free Cash Flow13.58M
FCF Per Share0.19

Margins

Over the twelve months ended June 30, 2026, DOMINION LENDING CTRS INC. posted a gross margin of 89.49, reflecting its pricing power and cost economics. The operating margin of 44.11 and net profit margin of 23.05 provide insight into operational efficiency.

Gross Margin89.49
Operating Margin44.11
Pretax Margin32.72
Profit Margin23.05
EBITDA Margin54.25

Dividends & Yields

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Over the twelve months ended June 30, 2026, DOMINION LENDING CTRS INC. paid dividends of 0.13 per share. The dividend payout ratio of 57.13 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.99, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.61, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to DOMINION LENDING CTRS INC. shareholders.

Dividend Per Share0.13
Payout Ratio57.13
Shareholder Yield1.61
FCF Yield2.99

Stock Splits

DOMINION LENDING CTRS INC.'s most recent stock split took place on June 6, 2016 with a 15:1 split ratio.

Last Split Date6/6/2016
Split Ratio15:1

Scores

As of June 30, 2026, DOMINION LENDING CTRS INC. has an Altman Z-Score of 0.91, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.91