Community Heritage Financial, Inc.

As of December 31, 2024, Community Heritage Financial, Inc. carries a market capitalization of 70.08M, placing it among publicly traded companies globally. Its enterprise value stands at 82.59M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of December 31, 2024, Community Heritage Financial, Inc. has 2.92M shares outstanding.

As of December 31, 2024, Community Heritage Financial, Inc. trades at a trailing price-to-earnings ratio of 10.56. The price-to-sales ratio is 2.08, and the price-to-book ratio stands at 0.89.

These figures are as of December 31, 2024. The EV/Sales ratio of 2.46 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Community Heritage Financial, Inc. trades at an EV/FCF ratio of 14.44, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 82.59M versus a market cap of 70.08M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of December 31, 2024.

Over the twelve months ended December 31, 2024, Community Heritage Financial, Inc. posted a return on equity (ROE) of 8.82, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.66, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.17, useful for judging operating efficiency across full business cycles.

Over the twelve months ended December 31, 2024, Community Heritage Financial, Inc. recorded 2.20M in income tax expense. That works out to an effective tax rate of 24.91, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 8.83M, leaving 6.63M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 9, 2026, Community Heritage Financial, Inc.'s stock has gained approximately 38.10% over the past 52 weeks. The 50-day moving average sits at 36.23, while the 200-day moving average is 28.51.

Over the twelve months ended December 31, 2024, Community Heritage Financial, Inc. generated 33.63M in revenue and converted that into 6.63M in net income, yielding earnings per share of 2.27.

As of December 31, 2024, Community Heritage Financial, Inc. holds 16.51M in cash and equivalents against 29.03M in total debt, resulting in a net debt position of -16.51M.

Community Heritage Financial, Inc. produced 6.03M in operating cash flow over the twelve months ended December 31, 2024. After subtracting -306,909.00 in capital expenditures, free cash flow totaled 5.72M - equivalent to 1.96 per share.

These figures cover the twelve months ended December 31, 2024.

Over the twelve months ended December 31, 2024, Community Heritage Financial, Inc. paid dividends of 0.24 per share. The dividend payout ratio of 10.56 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.15, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -31.79, meaning Community Heritage Financial, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.