Lumbee Guaranty Bank

As of June 30, 2026, Lumbee Guaranty Bank carries a market capitalization of 43.29M, placing it among publicly traded companies globally. Its enterprise value stands at 64.84M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of June 30, 2026, Lumbee Guaranty Bank has 3.21M shares outstanding.

As of June 30, 2026, Lumbee Guaranty Bank trades at a trailing price-to-earnings ratio of 9.74. The price-to-sales ratio is 2.38, and the price-to-book ratio stands at 0.83.

These figures are as of June 30, 2026. The EV/Sales ratio of 3.45 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 64.84M versus a market cap of 43.29M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Lumbee Guaranty Bank posted a return on equity (ROE) of 9.14, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.83, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.65, useful for judging operating efficiency across full business cycles. The company generates approximately 187,757.40 in revenue per employee across its workforce of 100.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Lumbee Guaranty Bank recorded 664,648.00 in income tax expense. That works out to an effective tax rate of 12.66, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 5.25M, leaving 4.58M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Lumbee Guaranty Bank's stock has declined approximately 5.56% over the past 52 weeks. The 50-day moving average sits at 13.68, while the 200-day moving average is 12.15.

Over the twelve months ended June 30, 2026, Lumbee Guaranty Bank generated 18.78M in revenue and converted that into 4.58M in net income, yielding earnings per share of 1.39.

As of June 30, 2026, Lumbee Guaranty Bank holds 15.95M in cash and equivalents against 37.50M in total debt, resulting in a net debt position of 21.55M.

These figures cover the twelve months ended June 30, 2026.