MCNB Banks, Inc.

MCNB Banks, Inc.

OOTC:MKIN
21.00
USD
-0.20
(-0.94%)
2.04EPS
8.27P/E
18.19MMarket Cap

Total Valuation

USD

As of December 31, 2025, MCNB Banks, Inc. carries a market capitalization of 18.19M, placing it among publicly traded companies globally. Its enterprise value stands at 31.12M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap18.19M
Enterprise Value31.12M

Share Statistics

As of December 31, 2025, MCNB Banks, Inc. has 1.08M shares outstanding.

Shares Outstanding1.08M

Valuation Ratios

As of December 31, 2025, MCNB Banks, Inc. trades at a trailing price-to-earnings ratio of 8.27. The price-to-sales ratio is 1.36, and the price-to-book ratio stands at 0.44.

PE Ratio8.27
PS Ratio1.36
PB Ratio0.44
P/TBV Ratio0.44
P/FCF Ratio-7.88
P/OCF Ratio-8.53

Enterprise Valuation

These figures are as of December 31, 2025. The EV/Sales ratio of 2.33 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 31.12M versus a market cap of 18.19M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.33

Financial Position

These figures are as of December 31, 2025.

Debt / Equity58.26

Financial Efficiency

Over the twelve months ended December 31, 2025, MCNB Banks, Inc. posted a return on equity (ROE) of 5.56, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.61, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.56, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)5.56
Return on Assets (ROA)0.61
Return on Capital Employed (ROCE)3.56

Taxes

USD

Over the twelve months ended December 31, 2025, MCNB Banks, Inc. recorded 508,923.00 in income tax expense. That works out to an effective tax rate of 18.78, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.71M, leaving 2.20M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax508,923.00
Effective Tax Rate18.78

Stock Price Statistics

USD

As of the close on October 13, 2026, MCNB Banks, Inc.'s stock has gained approximately 47.37% over the past 52 weeks. The 50-day moving average sits at 19.42, while the 200-day moving average is 17.34.

52-Week Price Change47.37%
50-Day Moving Average19.42
200-Day Moving Average17.34

Income Statement

USD

Over the twelve months ended December 31, 2025, MCNB Banks, Inc. generated 13.33M in revenue and converted that into 2.20M in net income, yielding earnings per share of 2.04.

Revenue13.33M
Pretax Income2.71M
Net Income2.20M
Earnings Per Share (EPS)2.04

Balance Sheet

USD

As of December 31, 2025, MCNB Banks, Inc. holds 11.23M in cash and equivalents against 24.16M in total debt, resulting in a net debt position of -11.23M.

Cash & Cash Equivalents11.23M
Total Debt24.16M
Net Debt-11.23M
Equity (Book Value)41.46M
Book Value Per Share38.40

Cash Flow

USD

MCNB Banks, Inc. produced -2.13M in operating cash flow over the twelve months ended December 31, 2025. After subtracting -174,709.00 in capital expenditures, free cash flow totaled -2.31M - equivalent to -2.14 per share.

Operating Cash Flow-2.13M
Capital Expenditures-174,709.00
Free Cash Flow-2.31M
FCF Per Share-2.14

Margins

These figures cover the twelve months ended December 31, 2025.

Pretax Margin20.33
Profit Margin16.51

Dividends & Yields

USD

Over the twelve months ended December 31, 2025, MCNB Banks, Inc. paid dividends of 0.60 per share. The dividend payout ratio of 29.43 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -12.69: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 11.16, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to MCNB Banks, Inc. shareholders.

Dividend Per Share0.60
Payout Ratio29.43
Shareholder Yield11.16
FCF Yield-12.69