M&T Bank Corporation

M&T Bank Corporation

24.88
USD
+0.04
(+0.14%)
Jan 19Next Earn

Important Dates

M & T Bank Corp.'s next confirmed earnings release is scheduled for January 19, 2027.

Earnings Date1/19/2027

Financial Position

These figures are as of June 30, 2026.

Debt / Equity64.83

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, M & T Bank Corp. posted a return on equity (ROE) of 11.15, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.41, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.82, useful for judging operating efficiency across full business cycles. The company generates approximately 444,776.49 in revenue per employee across its workforce of 22,085.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.15
Return on Assets (ROA)1.41
Return on Capital Employed (ROCE)6.82
Revenue Per Employee444,776.49
Employee Count22,085.25

Taxes

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Over the twelve months ended June 30, 2026, M & T Bank Corp. recorded 889.00M in income tax expense. That works out to an effective tax rate of 22.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.92B, leaving 3.03B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax889.00M
Effective Tax Rate22.67

Income Statement

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These figures cover the twelve months ended June 30, 2026.

Revenue9.82B
Pretax Income3.92B
Net Income3.03B

Balance Sheet

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As of June 30, 2026, M & T Bank Corp. holds 41.35B in cash and equivalents against 18.12B in total debt, resulting in a net debt position of 680.00M.

Cash & Cash Equivalents41.35B
Total Debt18.12B
Net Debt680.00M
Equity (Book Value)25.51B

Cash Flow

USD

M & T Bank Corp. produced 3.80B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow3.80B
Free Cash Flow3.80B

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin39.93
Profit Margin30.88

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. The dividend payout ratio of 31.74 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Payout Ratio31.74