Neffs Bancorp, Inc.

Neffs Bancorp, Inc.

400.00
USD
+10.00
(+2.56%)

Financial Efficiency

USD

Over the twelve months ended March 31, 2011, Neffs Bancorp, Inc. posted a return on equity (ROE) of 7.54, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 6.78 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 1.28, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.54, useful for judging operating efficiency across full business cycles. The company generates approximately 272,151.52 in revenue per employee across its workforce of 33.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.54
Return on Assets (ROA)1.28
Return on Invested Capital (ROIC)6.78
Return on Capital Employed (ROCE)7.54
Revenue Per Employee272,151.52
Employee Count33.00

Taxes

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Over the twelve months ended March 31, 2011, Neffs Bancorp, Inc. recorded 969,000.00 in income tax expense. That works out to an effective tax rate of 21.74, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.46M, leaving 3.49M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax969,000.00
Effective Tax Rate21.74

Stock Price Statistics

As of the close on October 5, 2026, Neffs Bancorp, Inc.'s stock has gained approximately 21.21% over the past 52 weeks.

52-Week Price Change21.21%

Income Statement

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These figures cover the twelve months ended March 31, 2011. EBITDA reached 4.25M, while operating income came in at 4.46M.

Revenue8.98M
Operating Income4.46M
Pretax Income4.46M
Net Income3.49M
EBITDA4.25M
EBIT4.01M

Balance Sheet

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These figures are as of March 31, 2011.

Cash & Cash Equivalents7.14M
Net Debt-7.14M
Equity (Book Value)46.85M

Cash Flow

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Neffs Bancorp, Inc. produced 4.49M in operating cash flow over the twelve months ended March 31, 2011.

Operating Cash Flow4.49M
Capital Expenditures-153,000.00
Free Cash Flow4.34M

Margins

These figures cover the twelve months ended March 31, 2011. The operating margin of 49.64 and net profit margin of 38.85 provide insight into operational efficiency.

Operating Margin49.64
Pretax Margin49.64
Profit Margin38.85
EBITDA Margin47.32

Dividends & Yields

These figures cover the twelve months ended March 31, 2011. The dividend payout ratio of 14.24 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Payout Ratio14.24