River City Bank

River City Bank

OOTC:RCBC
49.55
USD
+1.33
(+2.76%)
0.95EPS
15.27P/E
207.23MMarket Cap

Total Valuation

USD

As of December 31, 2006, River City Bank carries a market capitalization of 207.23M, placing it among publicly traded companies globally. Its enterprise value stands at 27.16M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap207.23M
Enterprise Value27.16M

Share Statistics

As of December 31, 2006, River City Bank has 14.29M shares outstanding.

Shares Outstanding14.29M

Valuation Ratios

As of December 31, 2006, River City Bank trades at a trailing price-to-earnings ratio of 15.27. The price-to-sales ratio is 19.92, and the price-to-book ratio stands at 13.33.

PE Ratio15.27
PS Ratio19.92
PB Ratio13.33
P/TBV Ratio13.33

Enterprise Valuation

These figures are as of December 31, 2006. The EV/Sales ratio of 3.60 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 27.16M versus a market cap of 207.23M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.60

Financial Position

These figures are as of December 31, 2006.

Debt / Equity554.33
Debt / EBITDA-4.42

Financial Efficiency

Over the twelve months ended December 31, 2006, River City Bank posted a return on equity (ROE) of 22.14, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.34, measuring how efficiently the asset base is converted into earnings.

Return on Equity (ROE)22.14
Return on Assets (ROA)2.34

Stock Price Statistics

USD

As of the close on August 5, 2026, River City Bank's stock has gained approximately 35.79% over the past 52 weeks. The 50-day moving average sits at 43.16, while the 200-day moving average is 41.31.

52-Week Price Change35.79%
50-Day Moving Average43.16
200-Day Moving Average41.31

Income Statement

USD

Over the twelve months ended December 31, 2006, River City Bank generated 7.54M in revenue and converted that into 9.84M in net income, yielding earnings per share of 0.95. EBITDA reached -19.49M, while operating income came in at -19.49M.

Revenue7.54M
Operating Income-19.49M
Net Income9.84M
EBITDA-19.49M
EBIT-19.49M
Earnings Per Share (EPS)0.95

Balance Sheet

USD

As of December 31, 2006, River City Bank holds 266.25M in cash and equivalents against 86.17M in total debt, resulting in a net debt position of 85.16M.

Cash & Cash Equivalents266.25M
Total Debt86.17M
Net Debt85.16M
Equity (Book Value)15.55M
Book Value Per Share1.09

Margins

These figures cover the twelve months ended December 31, 2006. The operating margin of -258.46 and net profit margin of 130.48 provide insight into operational efficiency.

Operating Margin-258.46
Profit Margin130.48
EBITDA Margin-258.46

Stock Splits

River City Bank's most recent stock split took place on December 16, 2025 with a 1:10 split ratio.

Last Split Date12/16/2025
Split Ratio1:10