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Paisalo Digital Limited

Paisalo Digital Limited

PAISALO.NS
Paisalo Digital LimitedIN flagNational Stock Exchange of India
72.04
INR
+0.17
- -
65.52BMarket Cap

Total Valuation

Paisalo Digital Limited carries a market capitalization of 65.52B, placing it among publicly traded companies globally. Its enterprise value stands at 72.61B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap65.52B
Enterprise Value72.61B

Share Statistics

Paisalo Digital Limited currently has 909.52M shares outstanding.

Shares Outstanding909.52M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Paisalo Digital Limited trades at a trailing price-to-earnings ratio of 12.87. The price-to-sales ratio is 3.23, and the price-to-book ratio stands at 33.56.

PE Ratio12.87
PS Ratio3.23
PB Ratio33.56
P/TBV Ratio1.70
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

The EV/Sales ratio of 7.69 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 20.07 provides insight into valuation relative to core operating earnings.

EV / Sales7.69
EV / EBITDA20.07
EV / EBIT20.07
EV / FCFN/A

Financial Position

Paisalo Digital Limited maintains a current ratio of 130.54, meaning it holds 130.5x the short-term assets needed to cover near-term liabilities.

Current Ratio130.54
Quick Ratio3.20
Debt / Equity243.10
Debt / EBITDA12.05
Interest CoverageN/A

Financial Efficiency

Paisalo Digital Limited posts a return on equity of 233.75 and a return on invested capital of 4.75.

Return on Equity (ROE)233.75
Return on Assets (ROA)4.11
Return on Invested Capital (ROIC)4.75
Return on Capital Employed (ROCE)5.78
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Paisalo Digital Limited has paid 812.04M in income taxes, reflecting an effective tax rate of 25.50.

Income Tax812.04M
Effective Tax Rate25.50

Stock Price Statistics

Paisalo Digital Limited's stock has gained approximately 136.81788% over the past 52 weeks. The 50-day moving average sits at 54.11, while the 200-day moving average is 40.71.

Beta (5Y)N/A
52-Week Price Change136.81788%
50-Day Moving Average54.11
200-Day Moving Average40.71
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Paisalo Digital Limited generated 9.44B in revenue and converted that into 2.37B in net income, yielding earnings per share of 2.62. EBITDA reached 3.62B, while operating income came in at 3.62B.

Revenue9.44B
Gross Profit4.93B
Operating Income3.62B
Pretax Income3.18B
Net Income2.37B
EBITDA3.62B
EBIT3.62B
Earnings Per Share (EPS)2.62

Balance Sheet

Paisalo Digital Limited holds 1.50B in cash and equivalents against 43.59B in total debt, resulting in a net debt position of 42.12B. Total book value stands at 909.58M, with working capital of 60.78B providing operational flexibility.

Cash & Cash Equivalents1.50B
Total Debt43.59B
Net Debt42.12B
Equity (Book Value)909.58M
Book Value Per Share1.00
Working Capital60.78B

Margins

Paisalo Digital Limited operates with a gross margin of 52.23, reflecting its pricing power and cost economics. The operating margin of 38.34 and net profit margin of 25.14 provide insight into operational efficiency.

Gross Margin52.23
Operating Margin38.34
Pretax Margin33.74
Profit Margin25.14
EBITDA Margin38.34

Stock Splits

Paisalo Digital Limited's most recent stock split took place on March 20, 2024 with a 1:2 split ratio.

Last Split Date3/20/2024
Split Ratio1:2

Scores

Paisalo Digital Limited posts an Altman Z-Score of 1.90, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.90