Pineapple Financial Inc.

Pineapple Financial Inc.

AAMEX:PAPL
0.95
USD
-0.03
(-2.98%)
-0.18EPS
27.32MMarket Cap
Dec 10Next Earn

Total Valuation

USD

As of May 31, 2026, Pineapple Financial Inc. carries a market capitalization of 27.32M, placing it among publicly traded companies globally. Its enterprise value stands at 44.28M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap27.32M
Enterprise Value44.28M

Important Dates

Pineapple Financial Inc.'s next confirmed earnings release is scheduled for December 10, 2026.

Earnings Date12/10/2026

Share Statistics

As of May 31, 2026, Pineapple Financial Inc. has 25.53M shares outstanding.

Shares Outstanding25.53M

Valuation Ratios

These figures are as of May 31, 2026. The price-to-sales ratio is 0.51, and the price-to-book ratio stands at 0.53.

PS Ratio0.51
PB Ratio0.53
P/TBV Ratio0.56
P/FCF Ratio-0.71
P/OCF Ratio-2.83

Enterprise Valuation

As of May 31, 2026, Pineapple Financial Inc. trades at an EV/EBITDA multiple of 78.00 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.55 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 44.28M versus a market cap of 27.32M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.55
EV / EBITDA78.00

Financial Position

As of May 31, 2026, Pineapple Financial Inc. maintains a current ratio of 1.00, meaning it holds 1.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 42.71, indicating elevated leverage, while an interest coverage ratio of 0.51 demonstrates limited ability to service its debt obligations.

Current Ratio1.00
Quick Ratio0.75
Debt / Equity42.71
Debt / EBITDA38.84
Interest Coverage0.51

Financial Efficiency

USD

Over the twelve months ended May 31, 2026, Pineapple Financial Inc. posted a negative return on equity (ROE) of -9.55, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -6.22, reflecting losses generated across the asset base. The company generates approximately 734,031.08 in revenue per employee across its workforce of 39.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-9.55
Return on Assets (ROA)-6.22
Revenue Per Employee734,031.08
Employee Count39.00

Stock Price Statistics

USD

As of the close on October 22, 2026, Pineapple Financial Inc.'s stock has declined approximately 78.49% over the past 52 weeks. The 50-day moving average sits at 0.96, while the 200-day moving average is 0.95.

52-Week Price Change-78.49%
50-Day Moving Average0.96
200-Day Moving Average0.95

Income Statement

USD

Over the twelve months ended May 31, 2026, Pineapple Financial Inc. generated 28.63M in revenue and converted that into -2.51M in net income, yielding earnings per share of -0.18. EBITDA reached 567,634.00, while operating income came in at -18.97M.

Revenue28.63M
Gross Profit2.24M
Operating Income-18.97M
Pretax Income-2.51M
Net Income-2.51M
EBITDA567,634.00
EBIT-402,623.00
Earnings Per Share (EPS)-0.18

Balance Sheet

USD

As of May 31, 2026, Pineapple Financial Inc. holds 5.09M in cash and equivalents against 22.04M in total debt, resulting in a net debt position of 16.35M. Total book value stands at 51.62M, with working capital of -48,873.00 providing operational flexibility.

Cash & Cash Equivalents5.09M
Total Debt22.04M
Net Debt16.35M
Equity (Book Value)51.62M
Book Value Per Share2.02
Working Capital-48,873.00

Cash Flow

USD

Pineapple Financial Inc. produced -5.13M in operating cash flow over the twelve months ended May 31, 2026. After subtracting -15.34M in capital expenditures, free cash flow totaled -20.46M - equivalent to -1.51 per share.

Operating Cash Flow-5.13M
Capital Expenditures-15.34M
Free Cash Flow-20.46M
FCF Per Share-1.51

Margins

Over the twelve months ended May 31, 2026, Pineapple Financial Inc. posted a gross margin of 7.81, reflecting its pricing power and cost economics. The operating margin of -66.28 and net profit margin of -8.75 provide insight into operational efficiency.

Gross Margin7.81
Operating Margin-66.28
Pretax Margin-8.75
Profit Margin-8.75
EBITDA Margin1.98

Dividends & Yields

These figures cover the twelve months ended May 31, 2026. Free cash flow yield is negative at -140.75: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -152.19, meaning Pineapple Financial Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-152.19
FCF Yield-140.75

Stock Splits

Pineapple Financial Inc.'s most recent stock split took place on July 16, 2025 with a 20:1 split ratio.

Last Split Date7/16/2025
Split Ratio20:1

Scores

As of May 31, 2026, Pineapple Financial Inc. has an Altman Z-Score of -0.07, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score-0.07