Pioneer Bancorp, Inc.

As of June 30, 2026, Pioneer Bancorp, Inc. carries a market capitalization of 412.75M, placing it among publicly traded companies globally. Its enterprise value stands at 282.31M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of June 30, 2026, Pioneer Bancorp, Inc. has 24.18M shares outstanding.

As of June 30, 2026, Pioneer Bancorp, Inc. trades at a trailing price-to-earnings ratio of 24.49. The price-to-sales ratio is 4.05, and the price-to-book ratio stands at 1.26.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.77 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Pioneer Bancorp, Inc. trades at an EV/FCF ratio of 12.51, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 282.31M versus a market cap of 412.75M, with the gap driven by net debt and cash on the balance sheet.

Over the twelve months ended June 30, 2026, Pioneer Bancorp, Inc. posted a return on equity (ROE) of 5.24, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.76, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.24, useful for judging operating efficiency across full business cycles. The company generates approximately 378,792.94 in revenue per employee across its workforce of 269.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Pioneer Bancorp, Inc. recorded 4.58M in income tax expense. That works out to an effective tax rate of 21.37, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 21.43M, leaving 16.85M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Pioneer Bancorp, Inc.'s stock has gained approximately 39.64% over the past 52 weeks. The 50-day moving average sits at 17.73, while the 200-day moving average is 15.80.

Over the twelve months ended June 30, 2026, Pioneer Bancorp, Inc. generated 101.99M in revenue and converted that into 16.85M in net income, yielding earnings per share of 0.69.

These figures are as of June 30, 2026.

Pioneer Bancorp, Inc. produced 24.07M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.50M in capital expenditures, free cash flow totaled 22.57M - equivalent to 0.93 per share.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 5.42, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -52.76, meaning Pioneer Bancorp, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.