Pioneer Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Pioneer Bancorp, Inc. carries a market capitalization of 396.71M, placing it among publicly traded companies globally.
| Market Cap | 396.71M |
| Enterprise Value | N/A |
Share Statistics
Pioneer Bancorp, Inc. currently has 24.41M shares outstanding.
| Shares Outstanding | 24.41M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Pioneer Bancorp, Inc. trades at a trailing price-to-earnings ratio of 17.03. The price-to-sales ratio is 3.44, and the price-to-book ratio stands at 1.62.
| PE Ratio | 17.03 |
| PS Ratio | 3.44 |
| PB Ratio | 1.62 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 21.14 |
| P/OCF Ratio | 23.30 |
Financial Efficiency
| Return on Equity (ROE) | 9.73 |
| Return on Assets (ROA) | 0.92 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Pioneer Bancorp, Inc. has paid 4.96M in income taxes, reflecting an effective tax rate of 20.03.
| Income Tax | 4.96M |
| Effective Tax Rate | 20.03 |
Stock Price Statistics
Pioneer Bancorp, Inc.'s stock has gained approximately 38.89377% over the past 52 weeks. The 50-day moving average sits at 14.45, while the 200-day moving average is 13.78.
| Beta (5Y) | N/A |
| 52-Week Price Change | 38.89377% |
| 50-Day Moving Average | 14.45 |
| 200-Day Moving Average | 13.78 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Pioneer Bancorp, Inc. generated 98.09M in revenue and converted that into 19.81M in net income, yielding earnings per share of 0.81.
| Revenue | 98.09M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 24.78M |
| Net Income | 19.81M |
| EBITDA | 1.92M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.81 |
Balance Sheet
| Cash & Cash Equivalents | 190.12M |
| Total Debt | N/A |
| Net Debt | -144.69M |
| Equity (Book Value) | 208.59M |
| Book Value Per Share | 8.61 |
| Working Capital | N/A |
Cash Flow
Pioneer Bancorp, Inc. produced 14.48M in operating cash flow over the past twelve months. After subtracting -1.59M in capital expenditures, free cash flow totaled 12.89M - equivalent to 0.53 per share.
| Operating Cash Flow | 14.48M |
| Capital Expenditures | -1.59M |
| Free Cash Flow | 12.89M |
| FCF Per Share | 0.53 |
Margins
Pioneer Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 25.26 |
| Profit Margin | 20.20 |
| EBITDA Margin | 1.96 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -35.83 |
| FCF Yield | 4.73 |
Scores
Pioneer Bancorp, Inc. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |