Pioneer Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Pioneer Bancorp, Inc. carries a market capitalization of 464.92M, placing it among publicly traded companies globally.
| Market Cap | 464.92M |
| Enterprise Value | N/A |
Share Statistics
Pioneer Bancorp, Inc. currently has 24.18M shares outstanding.
| Shares Outstanding | 24.18M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Pioneer Bancorp, Inc. trades at a trailing price-to-earnings ratio of 24.39. The price-to-sales ratio is 4.03, and the price-to-book ratio stands at 1.26.
| PE Ratio | 24.39 |
| PS Ratio | 4.03 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 16.24 |
| P/OCF Ratio | 17.07 |
Financial Efficiency
| Return on Equity (ROE) | 5.24 |
| Return on Assets (ROA) | 0.76 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Pioneer Bancorp, Inc. has paid 4.58M in income taxes, reflecting an effective tax rate of 21.37.
| Income Tax | 4.58M |
| Effective Tax Rate | 21.37 |
Stock Price Statistics
Pioneer Bancorp, Inc.'s stock has gained approximately 40.13605% over the past 52 weeks. The 50-day moving average sits at 17.35, while the 200-day moving average is 15.12.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.13605% |
| 50-Day Moving Average | 17.35 |
| 200-Day Moving Average | 15.12 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Pioneer Bancorp, Inc. generated 101.99M in revenue and converted that into 16.85M in net income, yielding earnings per share of 0.69.
| Revenue | 101.99M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 21.43M |
| Net Income | 16.85M |
| EBITDA | 2.40M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.69 |
Balance Sheet
| Cash & Cash Equivalents | 130.43M |
| Total Debt | N/A |
| Net Debt | -85.08M |
| Equity (Book Value) | 328.34M |
| Book Value Per Share | 13.58 |
| Working Capital | N/A |
Cash Flow
Pioneer Bancorp, Inc. produced 24.07M in operating cash flow over the past twelve months. After subtracting -1.50M in capital expenditures, free cash flow totaled 22.57M - equivalent to 0.94 per share.
| Operating Cash Flow | 24.07M |
| Capital Expenditures | -1.50M |
| Free Cash Flow | 22.57M |
| FCF Per Share | 0.94 |
Margins
Pioneer Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 21.01 |
| Profit Margin | 16.52 |
| EBITDA Margin | 2.35 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -52.76 |
| FCF Yield | 6.16 |
Scores
Pioneer Bancorp, Inc. posts an Altman Z-Score of 0.29, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.29 |