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Ponce Financial Group, Inc.

Ponce Financial Group, Inc.

PDLB
Ponce Financial Group, Inc.US flagNASDAQ Global Market
20.33
USD
-0.39
- -
491.74MMarket Cap

Total Valuation

Ponce Financial Group, Inc. carries a market capitalization of 491.74M, placing it among publicly traded companies globally. Its enterprise value stands at 1.13B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap491.74M
Enterprise Value1.13B

Share Statistics

Ponce Financial Group, Inc. currently has 24.19M shares outstanding.

Shares Outstanding24.19M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Ponce Financial Group, Inc. trades at a trailing price-to-earnings ratio of 14.00. The price-to-sales ratio is 3.83, and the price-to-book ratio stands at 1.44.

PE Ratio14.00
PS Ratio3.83
PB Ratio1.44
P/TBV Ratio1.44
P/FCF Ratio7.89
P/OCF Ratio7.84

Enterprise Valuation

On an enterprise value basis, Ponce Financial Group, Inc. trades at an EV/EBITDA multiple of 233.02 and an EV/FCF ratio of 19.23.

EV / Sales9.48
EV / EBITDA233.02
EV / EBITN/A
EV / FCF19.23

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity115.87
Debt / EBITDA133.77
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)10.33
Return on Assets (ROA)1.02
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Ponce Financial Group, Inc. has paid 11.37M in income taxes, reflecting an effective tax rate of 25.20.

Income Tax11.37M
Effective Tax Rate25.20

Stock Price Statistics

Ponce Financial Group, Inc.'s stock has gained approximately 38.01765% over the past 52 weeks. The 50-day moving average sits at 20.23, while the 200-day moving average is 17.89.

Beta (5Y)N/A
52-Week Price Change38.01765%
50-Day Moving Average20.23
200-Day Moving Average17.89
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Ponce Financial Group, Inc. generated 119.43M in revenue and converted that into 33.76M in net income, yielding earnings per share of 1.45.

Revenue119.43M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income45.14M
Net Income33.76M
EBITDA4.86M
EBITN/A
Earnings Per Share (EPS)1.45

Balance Sheet

Ponce Financial Group, Inc. holds 225.03M in cash and equivalents against 649.97M in total debt, resulting in a net debt position of 480.84M.

Cash & Cash Equivalents225.03M
Total Debt649.97M
Net Debt480.84M
Equity (Book Value)335.97M
Book Value Per Share13.89
Working CapitalN/A

Cash Flow

Ponce Financial Group, Inc. produced 58.26M in operating cash flow over the past twelve months. After subtracting -621,000.00 in capital expenditures, free cash flow totaled 57.64M - equivalent to 2.52 per share.

Operating Cash Flow58.26M
Capital Expenditures-621,000.00
Free Cash Flow57.64M
FCF Per Share2.52

Margins

Ponce Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin37.79
Profit Margin28.27
EBITDA Margin4.07

Dividends & Yields

Dividend Per Share0.05
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-62.92
FCF Yield12.67

Stock Splits

Ponce Financial Group, Inc.'s most recent stock split took place on January 28, 2022 with a 200:279 split ratio.

Last Split Date1/28/2022
Split Ratio200:279

Scores

Ponce Financial Group, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.19