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Ponce Financial Group, Inc.

Ponce Financial Group, Inc.

PDLB
Ponce Financial Group, Inc.US flagNASDAQ Global Market
18.85
USD
+0.35
- -
455.94MMarket Cap

Total Valuation

Ponce Financial Group, Inc. carries a market capitalization of 455.94M, placing it among publicly traded companies globally. Its enterprise value stands at 1.00B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap455.94M
Enterprise Value1.00B

Share Statistics

Ponce Financial Group, Inc. currently has 23.05M shares outstanding.

Shares Outstanding23.05M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Ponce Financial Group, Inc. trades at a trailing price-to-earnings ratio of 12.61. The price-to-sales ratio is 3.34, and the price-to-book ratio stands at 2.65.

PE Ratio12.61
PS Ratio3.34
PB Ratio2.65
P/TBV Ratio1.17
P/FCF Ratio6.76
P/OCF Ratio6.76

Enterprise Valuation

On an enterprise value basis, Ponce Financial Group, Inc. trades at an EV/EBITDA multiple of 206.96 and an EV/FCF ratio of 17.51.

EV / Sales8.77
EV / EBITDA206.96
EV / EBITN/A
EV / FCF17.51

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity108.92
Debt / EBITDA124.00
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)23.48
Return on Assets (ROA)0.98
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Ponce Financial Group, Inc. has paid 10.46M in income taxes, reflecting an effective tax rate of 25.00.

Income Tax10.46M
Effective Tax Rate25.00

Stock Price Statistics

Ponce Financial Group, Inc.'s stock has gained approximately 41.30435% over the past 52 weeks. The 50-day moving average sits at 17.69, while the 200-day moving average is 16.17.

Beta (5Y)N/A
52-Week Price Change41.30435%
50-Day Moving Average17.69
200-Day Moving Average16.17
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Ponce Financial Group, Inc. generated 114.27M in revenue and converted that into 31.37M in net income, yielding earnings per share of 1.35.

Revenue114.27M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income41.82M
Net Income31.37M
EBITDA4.84M
EBITN/A
Earnings Per Share (EPS)1.35

Balance Sheet

Ponce Financial Group, Inc. holds 204.65M in cash and equivalents against 600.53M in total debt, resulting in a net debt position of 453.61M.

Cash & Cash Equivalents204.65M
Total Debt600.53M
Net Debt453.61M
Equity (Book Value)143.92M
Book Value Per Share6.30
Working CapitalN/A

Cash Flow

Ponce Financial Group, Inc. produced 56.39M in operating cash flow over the past twelve months. After subtracting -871,000.00 in capital expenditures, free cash flow totaled 55.52M - equivalent to 2.43 per share.

Operating Cash Flow56.39M
Capital Expenditures-871,000.00
Free Cash Flow55.52M
FCF Per Share2.43

Margins

Ponce Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin36.60
Profit Margin27.45
EBITDA Margin4.24

Dividends & Yields

Dividend Per Share0.05
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-43.97
FCF Yield14.79

Stock Splits

Ponce Financial Group, Inc.'s most recent stock split took place on January 28, 2022 with a 200:279 split ratio.

Last Split Date1/28/2022
Split Ratio200:279

Scores

Ponce Financial Group, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.18