Pine Labs Limited

Pine Labs Limited

PINELABS.BO
Pine Labs LimitedIN flagBombay Stock Exchange
166.15
INR
+9.65
- -
191.71BMarket Cap
Pine Labs Limited
PINELABS.BO
(Bombay Stock Exchange)

Recent

price

166.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
2026
FRC
11.79
12.48
19.81
25.3
Revenue per Share
-2.31
-2.98
-1.27
1.05
Basic EPS, GAAP
-4.52
-4.31
-0.88
1.47
Free Cash Flow per Basic Share
- -
- -
- -
- -
Dividend per Share
31.91
30.19
29.88
51.34
Book Value per Share
18.23
17.18
17.1
38.03
Tangible Book Value per Share
1,148
1,148
1,148
1,072
Basic Weighted Avg Shares
13,537
14,331
22,743
27,106
Sales/Revenue/Turnover
-37.7
-42.85
-1.53
5.15
Operating Margin (%)
3,150
3,628
2,921
2,701
Depreciation Expense
-2,651
-3,419
-1,455
1,125
Net Income, GAAP
- -
- -
- -
18.04
Effective Tax Rate (%)
-19.59
-23.86
-6.4
4.15
Profit Margin (%)
15,604
13,245
12,873
37,002
Working Capital
2,441
2,141
1,670
1,303
LT Debt
37,390
35,419
35,062
58,954
Total Equity
- -
- -
- -
2.13
Return on Invested Capital (%)
- -
- -
- -
3.36
Return on Capital (%)
- -
-9.59
-4.22
2.41
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
68.14%
Free Cash Flow
- -
- -
-256.2%
Net Income, GAAP
- -
- -
-177.33%
Sales/Revenue/Turnover
- -
- -
19.19%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4,349
6,016
5,986
- -
22,743
2026
6,159
7,443
7,005
- -
27,106
2027
7,369
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.24
-0.49
-0.25
- -
-1.27
2026
0.04
0.38
0.52
- -
1.05
2027
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
Business
Pine Labs Limited is a payment and digital-commerce technology company that enables merchants and financial institutions to accept card payments, offer stored-value and loyalty programs, and deploy omnichannel checkout solutions. It operates as a full-stack payments provider delivering hardware terminals, software platforms, and value-added services to merchants across retail, hospitality, travel, and financial services sectors. The company’s core offerings include point-of-sale devices and payment terminals; payment acceptance services supporting card, mobile wallet, and contactless transactions; merchant onboarding, settlement, and reconciliation workflows; loyalty and gift card programs; QR-based payments and merchant cash advance solutions; and analytics dashboards for merchant performance. Pine Labs also provides network access, risk management, and settlement services through its payment rails, along with API-based integrations for merchants and banks to enable seamless checkout experiences. Latest major company changes include strategic partnerships and collaborations with financial institutions and technology providers to expand payments acceptance and embedded finance capabilities; ongoing product expansions into omnichannel payments, merchant lending, and loyalty ecosystems; and continued geographic and market expansion, with increased deployment in South Asia and the Middle East. The company actively pursues acquisitions and partnerships to broaden its merchant base, enhance fraud prevention and risk management capabilities, and accelerate adoption of digital payment solutions in emerging markets. Pine Labs maintains relationships with major banks and payment networks to support its ecosystem, while pursuing reorganizations that strengthen its merchant-first platform and global scale. Industry and business segments: payments processing and merchant technology; financial software and services; digital payments and consumer financing; merchant solutions and point-of-sale hardware; loyalty and gift programs; analytics and merchant intelligence. Target markets include retailers, restaurants, travel and hospitality operators, cinemas, and other high-volume merchants, with customer types ranging from small and regional businesses to large enterprises. Geographic operations span India and other South Asian markets, the Middle East, Southeast Asia, and parts of Europe and Africa, reflecting continued international expansion. Founding year and headquarters: Pine Labs was founded in 1998 and is headquartered in Gurgaon, India. Subsidiaries and parent relationships include its operations as a standalone corporate entity with regional offices and partnerships that support its global merchant and financial-institution network.