Piramal Finance Limited

Piramal Finance Limited

PIRAMALFIN.BO
Piramal Finance LimitedIN flagBombay Stock Exchange
2,054.70
INR
-48.70
- -
644.81BMarket Cap
Piramal Finance Limited
PIRAMALFIN.BO
(Bombay Stock Exchange)

Recent

price

2,054.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2022
2023
2024
2025
2026
FRC
202.23
288.11
291.23
379.88
457.8
Revenue per Share
23.95
-328.14
-87.57
21.52
66.4
Basic EPS, GAAP
381.94
237.54
-296.31
-372.09
-706.67
Free Cash Flow per Basic Share
- -
- -
- -
9.98
11.01
Dividend per Share
9.84
6.55
6.6
1,201.29
1,245.49
Book Value per Share
5.23
6.45
6.51
1,189.83
1,233.97
Tangible Book Value per Share
226
226
226
226
227
Basic Weighted Avg Shares
45,614
64,986
65,688
85,684
103,710
Sales/Revenue/Turnover
14.88
21.95
13.54
17.45
3.91
Operating Margin (%)
524
1,001
1,524
2,137
9,028
Depreciation Expense
5,402
-74,014
-19,753
4,854
15,043
Net Income, GAAP
25.84
- -
- -
24.72
- -
Effective Tax Rate (%)
11.84
-113.89
-30.07
5.67
14.51
Profit Margin (%)
318
531
270
38,998
148,322
Working Capital
3,693
3,180
3,406
438,260
637,700
LT Debt
2,219
1,478
1,489
270,959
281,915
Total Equity
- -
- -
- -
2.41
- -
Return on Invested Capital (%)
- -
- -
- -
1.13
- -
Return on Capital (%)
- -
-4,004.12
-1,331.24
3.56
5.45
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
4.04%
Free Cash Flow
- -
- -
90.74%
Net Income, GAAP
- -
- -
209.88%
Sales/Revenue/Turnover
- -
- -
21.04%
Total Cash Common Dividend
- -
- -
10.77%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
15,888
22,983
23,981
- -
85,684
2026
25,106
28,574
29,915
- -
103,710
2027
32,144
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.3
1.71
4.54
- -
21.52
2026
12.25
17.69
22.14
- -
66.4
2027
20.38
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
9.98
2026
- -
- -
- -
- -
11.01
2027
- -
- -
- -
- -
- -
Business
Piramal Finance Limited is a diversified non-banking financial services company that provides home loans for new home purchases and home construction; loans against property; business loans; secured business loans; personal loans; used car loans; loans against securities; gold loans; and insurance services, with digital lending support, calculators, and customer servicing for existing borrowers. The company, incorporated in 1984 and headquartered in Mumbai, Maharashtra, operates across India through more than 700 branches and 5,000 partner outlets, and targets retail, affordable housing, MSME, and broader Bharat-focused customer segments. In recent years, it has undergone a major strategic repositioning, including its change of name from Piramal Capital & Housing Finance Limited to Piramal Finance Limited in March 2025, its conversion to an NBFC-ICC in April 2025, and the September 2025 merger of Piramal Enterprises Limited into Piramal Finance under a composite scheme of arrangement. The company has also expanded its funding and partnership platform, raising USD 265 million through ECB in April 2025, announcing co-lending tie-ups with ICICI Bank, RBL Bank, Punjab & Sind Bank, and Muthoot Fincorp, and partnering with MobiKwik to offer personal loans and with the Common Service Centers network to broaden credit access in underserved markets.