Plenti Group Limited (ASX:PLT) is a technology-led fintech company providing consumer lending and investment services in Australia. The company offers loans across three primary verticals: automotive lending to personal and commercial customers for new or used motor vehicles, including car, electric vehicle (EV), and motorcycle finance as well as auto refinancing; renewable energy lending to households for solar panels, batteries, and related green products; and personal lending featuring fixed-term unsecured loans for debt consolidation, home improvement, holidays, weddings, medical expenses including dental, education, legal fees, funerals, jet skis, moving costs, and renovations. Founded in 2014 and headquartered at 14 Martin Place, Sydney, the company leverages proprietary technology to deliver faster, fairer credit solutions to creditworthy borrowers, with operations focused exclusively on the Australian market.
In recent developments, Plenti launched the "NAB powered by Plenti" car and EV loan product in September 2024 under its strategic partnership with National Australia Bank (NAB), announced in November 2023, which includes NAB's potential acquisition of up to 15% equity stake upon meeting milestones and plans to offer Plenti's renewable energy finance to NAB customers. The company has expanded automotive partnerships with Tesla and Cadillac, enhancing market share in a substantial annual sector, while achieving record loan originations, a 24% portfolio increase to $2.83 billion as of September 30, 2025, and its fourth consecutive record quarter in 2Q26. Additional innovations include integration of NAB's PayTo for real-time repayments in July 2024 and discounted funding from the Clean Energy Finance Corporation to support renewable growth via the Grain Connect platform.