Peoples-Sidney Financial Corporation
PPSF
Other OTC19.00
USD
-0.50
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Peoples-Sidney Financial Corporation
PPSF
(Other OTC)
Recent
price
19.00
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
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in mil. unless spec.- Similar Companies
- Business
- Peoples-Sidney Financial Corporation Peoples-Sidney Financial Corporation (PPSF) serves as a unitary thrift holding company for Peoples Federal Savings and Loan Association, which operates primarily in Sidney, Ohio, and focuses on community-based banking services including residential mortgages, commercial real estate loans, land loans, commercial business loans, consumer loans, agricultural loans, construction and development loans, multi-family real estate loans, and deposit products such as noninterest-bearing demand deposits, NOW accounts, money market accounts, savings accounts, and certificates of deposit; the association also provides secured consumer loans like automobile loans, loans on savings deposits, home improvement loans, and unsecured personal loans. Headquartered in Sidney, Ohio, the company maintains operations centered in Shelby County and surrounding areas, targeting individuals, businesses, and agricultural customers with collateral-secured lending tied to residential and commercial real estate, business assets, and consumer goods. In a significant recent development, Farmers & Merchants Bancorp, Inc. announces an agreement to acquire Peoples-Sidney Financial Corporation for $27 million, subject to shareholder and regulatory approvals, which will expand the acquirer's footprint in Ohio with the addition of Peoples Federal Savings and Loan Association's approximately $100 million in loans and $115 million in deposits as of March 31, 2022, marking the acquirer's fifth acquisition since year-end 2018.