Banca Profilo S.p.A.

Banca Profilo S.p.A.

PRO.MI
Banca Profilo S.p.A.IT flagItalian Stock Exchange
0.17
EUR
+0.00
- -
111.81MMarket Cap
Banca Profilo S.p.A.
PRO.MI
(Italian Stock Exchange)

Recent

price

0.17

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.06
0.07
0.08
0.09
0.08
0.1
0.07
0.1
0.09
0.1
0.09
0.1
0.11
0.12
0.12
0.1
0.09
Revenue per Share
0.01
- -
- -
- -
- -
0.01
- -
0.01
- -
0.01
0.01
0.02
0.02
0.02
0.01
0.02
0.01
Basic EPS, GAAP
0.05
-0.16
0.01
-0.02
-0.07
0.04
- -
0.04
0.02
0.01
0.04
-0.04
0.07
0.08
0.05
-0.04
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.01
- -
- -
- -
- -
0.04
0.01
0.01
0.02
0.01
- -
Dividend per Share
0.21
0.2
0.2
0.21
0.2
0.22
0.19
0.21
0.21
0.23
0.21
0.22
0.22
0.23
0.22
0.22
0.21
Book Value per Share
0.24
0.17
0.22
0.24
0.24
0.28
0.23
0.26
0.24
0.28
0.28
0.24
0.23
0.24
0.23
0.24
0.24
Tangible Book Value per Share
694
690
682
677
697
644
745
668
668
644
678
678
678
660
660
661
661
Basic Weighted Avg Shares
42
47
58
58
59
64
54
64
58
62
62
70
73
79
78
68
61
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
- -
1
1
1
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
- -
2
3
3
6
2
5
2
8
9
12
11
12
9
10
8
Net Income, GAAP
- -
154.59
47.93
59.77
49.76
35.35
18.58
30.15
22.56
31.46
31.6
34.37
29.57
29.1
30.05
- -
91.04
Effective Tax Rate (%)
9.56
0.3
3.54
4.64
5.91
9.09
4.13
8.21
2.84
13.48
14.04
16.85
15.24
15.27
11.94
14.77
13.43
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8
8
- -
- -
85
140
125
20
- -
5
5
4
- -
- -
- -
- -
- -
LT Debt
170
125
154
165
171
183
176
182
171
186
196
164
161
166
161
166
166
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.82
0.1
1.48
1.95
2.49
4.09
1.59
3.71
1.16
5.9
5.98
7.96
7.5
8.16
6.29
6.82
5.9
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
661
661
661
Market Capitalization
115
110
98

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
230
107
207
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.72%
-2.95%
3.36%
Free Cash Flow
238.83%
-140.74%
-177.35%
Net Income, GAAP
44.23%
4.55%
7.72%
Sales/Revenue/Turnover
1.17%
2.18%
-12.93%
Total Cash Common Dividend
- -
662.73%
-17.37%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19
20
17
22
78
2025
19
17
17
14
68
2026
12
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.01
2025
- -
- -
0.01
- -
0.02
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
0.01
2026
- -
- -
- -
- -
- -
Business
Banca Profilo S.p.A. (PRO.MI) is an Italy-based investment bank specializing in private and investment banking services for private, institutional, and corporate clients. Founded in 1988 and headquartered in Milan at Via Cerva 28, the bank, a subsidiary of Arepo BP S.p.A., operates primarily in Italy through a network of seven branches and focuses on four core segments: private banking and investment banking; finance; digital channels; and activities abroad. It provides asset management including portfolio advisory, third-party funds, customized insurance solutions for estate planning and asset protection, and the Idea Profile investment club for entrepreneurs, managers, and professionals; private banking services such as Lombard-type credit facilities backed by financial instruments, family office administration of movable assets, insurance policies, corporate participations, and trusts, including escrow agreements and corporate representation; investment banking encompassing corporate finance, capital markets advisory for initial public offerings (IPOs), secondary offerings (SPOs), public purchase offers (OPAs), and exchanges (OPS), mergers and acquisitions (M&A), private equity, pre-IPO equity, hybrid products, and secured lending; finance activities involving equity and fixed income sales, trading of shares, bonds, equity derivatives, over-the-counter (OTC) solutions for yield enhancement and portfolio insurance, treasury risk management, collateralized funding at rates below ECB refinancing, and real estate portfolio management via Sator Real Estate SGR; as well as research and analysis on Italian mid-small cap companies, macroeconomic studies on the US and Euro Area, digital banking, and internet/mobile services. In its 2024-2026 business plan approved in late 2023, the bank emphasizes highly profitable niches with organic growth in private banking targeting EUR6.5 billion in client assets via net inflows and focus on private markets placements; expansion of investment banking into a One Stop Bank model for Italian SMEs including M&A, extraordinary finance, and sustainability vehicles for green initiatives like photovoltaics; finance consolidation with brokerage development and structured products; digital bank profitability enhancements; and a digital transformation plan leveraging AI and fintech partnerships; reporting a nine-month net profit of EUR9.4 million in 2025.