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Penns Woods Bancorp, Inc.

Penns Woods Bancorp, Inc.

PWOD
Penns Woods Bancorp, Inc.US flagNASDAQ Global Select
30.00
USD
-0.50
- -
228.43MMarket Cap

Total Valuation

Penns Woods Bancorp, Inc. carries a market capitalization of 228.43M, placing it among publicly traded companies globally. Its enterprise value stands at 398.57M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap228.43M
Enterprise Value398.57M

Share Statistics

Penns Woods Bancorp, Inc. currently has 7.61M shares outstanding.

Shares Outstanding7.61M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Penns Woods Bancorp, Inc. trades at a trailing price-to-earnings ratio of 9.90. The price-to-sales ratio is 2.97, and the price-to-book ratio stands at 1.27.

PE Ratio9.90
PS Ratio2.97
PB Ratio1.27
P/TBV Ratio1.08
P/FCF Ratio11.70
P/OCF Ratio12.29

Enterprise Valuation

On an enterprise value basis, Penns Woods Bancorp, Inc. trades at an EV/EBITDA multiple of 96.09 and an EV/FCF ratio of 21.92.

EV / Sales5.61
EV / EBITDA96.09
EV / EBITN/A
EV / FCF21.92

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity136.50
Debt / EBITDA69.77
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)13.37
Return on Assets (ROA)0.95
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Penns Woods Bancorp, Inc. has paid 5.23M in income taxes, reflecting an effective tax rate of 19.72.

Income Tax5.23M
Effective Tax Rate19.72

Stock Price Statistics

Penns Woods Bancorp, Inc.'s stock has gained approximately 34.22819% over the past 52 weeks. The 50-day moving average sits at 30.32, while the 200-day moving average is 29.42.

Beta (5Y)N/A
52-Week Price Change34.22819%
50-Day Moving Average30.32
200-Day Moving Average29.42
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Penns Woods Bancorp, Inc. generated 71.00M in revenue and converted that into 21.30M in net income, yielding earnings per share of 2.79.

Revenue71.00M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income26.53M
Net Income21.30M
EBITDA4.15M
EBITN/A
Earnings Per Share (EPS)2.79

Balance Sheet

Penns Woods Bancorp, Inc. holds 101.69M in cash and equivalents against 289.41M in total debt, resulting in a net debt position of 242.54M.

Cash & Cash Equivalents101.69M
Total Debt289.41M
Net Debt242.54M
Equity (Book Value)165.40M
Book Value Per Share21.89
Working CapitalN/A

Cash Flow

Penns Woods Bancorp, Inc. produced 17.16M in operating cash flow over the past twelve months. After subtracting -1.03M in capital expenditures, free cash flow totaled 16.13M - equivalent to 2.14 per share.

Operating Cash Flow17.16M
Capital Expenditures-1.03M
Free Cash Flow16.13M
FCF Per Share2.14

Margins

Penns Woods Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin37.37
Profit Margin30.00
EBITDA Margin5.84

Dividends & Yields

The company's payout ratio of 45.44 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.28
Dividend YieldN/A
Payout Ratio45.44
Shareholder Yield-10.04
FCF Yield8.55

Stock Splits

Penns Woods Bancorp, Inc.'s most recent stock split took place on October 1, 2019 with a 2:3 split ratio.

Last Split Date10/1/2019
Split Ratio2:3

Scores

Penns Woods Bancorp, Inc. posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.17