AlRayan Bank

As of June 30, 2026, AlRayan Bank carries a market capitalization of 19.10B, placing it among publicly traded companies globally. Its enterprise value stands at 19.97B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

AlRayan Bank's next confirmed earnings release is scheduled for October 28, 2026.

As of June 30, 2026, AlRayan Bank has 9.30B shares outstanding.

As of June 30, 2026, AlRayan Bank trades at a trailing price-to-earnings ratio of 14.54. The price-to-sales ratio is 7.57, and the price-to-book ratio stands at 0.76.

These figures are as of June 30, 2026. The EV/Sales ratio of 7.93 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. AlRayan Bank trades at an EV/FCF ratio of 3.15, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 19.97B versus a market cap of 19.10B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, AlRayan Bank posted a return on equity (ROE) of 5.27, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.74, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.53, useful for judging operating efficiency across full business cycles.

Over the twelve months ended June 30, 2026, AlRayan Bank recorded 118.87M in income tax expense. That works out to an effective tax rate of 8.14, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.46B, leaving 1.31B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, AlRayan Bank's stock has declined approximately 29.65% over the past 52 weeks. The 50-day moving average sits at 1.88, while the 200-day moving average is 2.10.

Over the twelve months ended June 30, 2026, AlRayan Bank generated 2.52B in revenue and converted that into 1.31B in net income, yielding earnings per share of 0.14.

As of June 30, 2026, AlRayan Bank holds 11.43B in cash and equivalents against 11.96B in total debt, resulting in a net debt position of -11.43B.

AlRayan Bank produced 6.44B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -98.58M in capital expenditures, free cash flow totaled 6.35B - equivalent to 0.68 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, AlRayan Bank paid dividends of 0.12 per share. The dividend payout ratio of 77.85 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 33.29, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -41.71, meaning AlRayan Bank raised more capital through share issuance and new debt than it returned via dividends and buybacks.

AlRayan Bank's most recent stock split took place on June 17, 2019 with a 1:10 split ratio.