Rhinebeck Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Rhinebeck Bancorp, Inc. carries a market capitalization of 198.42M, placing it among publicly traded companies globally. Its enterprise value stands at 50.64M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 198.42M |
| Enterprise Value | 50.64M |
Share Statistics
Rhinebeck Bancorp, Inc. currently has 11.18M shares outstanding.
| Shares Outstanding | 11.18M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Rhinebeck Bancorp, Inc. trades at a trailing price-to-earnings ratio of 13.61. The price-to-sales ratio is 2.51, and the price-to-book ratio stands at 0.99.
| PE Ratio | 13.61 |
| PS Ratio | 2.51 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 8.77 |
| P/OCF Ratio | 9.51 |
Enterprise Valuation
On an enterprise value basis, Rhinebeck Bancorp, Inc. trades at an EV/EBITDA multiple of 36.83 and an EV/FCF ratio of 3.27.
| EV / Sales | 0.95 |
| EV / EBITDA | 36.83 |
| EV / EBIT | N/A |
| EV / FCF | 3.27 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 7.38 |
| Debt / EBITDA | 7.50 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.35 |
| Return on Assets (ROA) | 0.72 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Rhinebeck Bancorp, Inc. has paid 2.64M in income taxes, reflecting an effective tax rate of 21.09.
| Income Tax | 2.64M |
| Effective Tax Rate | 21.09 |
Stock Price Statistics
Rhinebeck Bancorp, Inc.'s stock has gained approximately 68.75% over the past 52 weeks. The 50-day moving average sits at 12.82, while the 200-day moving average is 11.50.
| Beta (5Y) | N/A |
| 52-Week Price Change | 68.75% |
| 50-Day Moving Average | 12.82 |
| 200-Day Moving Average | 11.50 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Rhinebeck Bancorp, Inc. generated 53.49M in revenue and converted that into 9.86M in net income, yielding earnings per share of 0.90.
| Revenue | 53.49M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 12.50M |
| Net Income | 9.86M |
| EBITDA | 1.38M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.90 |
Balance Sheet
Rhinebeck Bancorp, Inc. holds 98.20M in cash and equivalents against 10.31M in total debt, resulting in a net debt position of -14.29M.
| Cash & Cash Equivalents | 98.20M |
| Total Debt | 10.31M |
| Net Debt | -14.29M |
| Equity (Book Value) | 139.60M |
| Book Value Per Share | 12.49 |
| Working Capital | N/A |
Cash Flow
Rhinebeck Bancorp, Inc. produced 14.11M in operating cash flow over the past twelve months. After subtracting -1.39M in capital expenditures, free cash flow totaled 12.72M - equivalent to 1.17 per share.
| Operating Cash Flow | 14.11M |
| Capital Expenditures | -1.39M |
| Free Cash Flow | 12.72M |
| FCF Per Share | 1.17 |
Margins
Rhinebeck Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 23.37 |
| Profit Margin | 18.44 |
| EBITDA Margin | 2.57 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -136.67 |
| FCF Yield | 11.41 |
Stock Splits
Rhinebeck Bancorp, Inc.'s most recent stock split took place on July 22, 2026 with a 1000:1397 split ratio.
| Last Split Date | 7/22/2026 |
| Split Ratio | 1000:1397 |
Scores
Rhinebeck Bancorp, Inc. posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |