Rhinebeck Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Rhinebeck Bancorp, Inc. carries a market capitalization of 183.16M, placing it among publicly traded companies globally. Its enterprise value stands at 103.58M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 183.16M |
| Enterprise Value | 103.58M |
Share Statistics
Rhinebeck Bancorp, Inc. currently has 11.15M shares outstanding.
| Shares Outstanding | 11.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Rhinebeck Bancorp, Inc. trades at a trailing price-to-earnings ratio of 16.73. The price-to-sales ratio is 3.14, and the price-to-book ratio stands at 1.60.
| PE Ratio | 16.73 |
| PS Ratio | 3.14 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 13.73 |
| P/OCF Ratio | 15.24 |
Enterprise Valuation
On an enterprise value basis, Rhinebeck Bancorp, Inc. trades at an EV/EBITDA multiple of 75.94 and an EV/FCF ratio of 8.41.
| EV / Sales | 1.95 |
| EV / EBITDA | 75.94 |
| EV / EBIT | N/A |
| EV / FCF | 8.41 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 7.43 |
| Debt / EBITDA | 7.56 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.06 |
| Return on Assets (ROA) | 0.79 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Rhinebeck Bancorp, Inc. has paid 2.64M in income taxes, reflecting an effective tax rate of 20.91.
| Income Tax | 2.64M |
| Effective Tax Rate | 20.91 |
Stock Price Statistics
Rhinebeck Bancorp, Inc.'s stock has gained approximately 41.38817% over the past 52 weeks. The 50-day moving average sits at 15.77, while the 200-day moving average is 13.23.
| Beta (5Y) | N/A |
| 52-Week Price Change | 41.38817% |
| 50-Day Moving Average | 15.77 |
| 200-Day Moving Average | 13.23 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Rhinebeck Bancorp, Inc. generated 53.22M in revenue and converted that into 9.97M in net income, yielding earnings per share of 0.91.
| Revenue | 53.22M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 12.61M |
| Net Income | 9.97M |
| EBITDA | 1.36M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.91 |
Balance Sheet
Rhinebeck Bancorp, Inc. holds 73.61M in cash and equivalents against 10.31M in total debt, resulting in a net debt position of -10.47M.
| Cash & Cash Equivalents | 73.61M |
| Total Debt | 10.31M |
| Net Debt | -10.47M |
| Equity (Book Value) | 104.08M |
| Book Value Per Share | 9.62 |
| Working Capital | N/A |
Cash Flow
Rhinebeck Bancorp, Inc. produced 10.95M in operating cash flow over the past twelve months. After subtracting -1.37M in capital expenditures, free cash flow totaled 9.58M - equivalent to 0.89 per share.
| Operating Cash Flow | 10.95M |
| Capital Expenditures | -1.37M |
| Free Cash Flow | 9.58M |
| FCF Per Share | 0.89 |
Margins
Rhinebeck Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 23.69 |
| Profit Margin | 18.74 |
| EBITDA Margin | 2.56 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -12.21 |
| FCF Yield | 7.28 |
Scores
Rhinebeck Bancorp, Inc. posts an Altman Z-Score of 0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.24 |