Ramsdens Holdings PLC is a United Kingdom-based diversified financial services provider and retailer operating through four core segments: foreign currency exchange; pawnbroking loans; purchase and sale of precious metals; and retailing of second-hand and new jewellery, including premium watches. The company provides foreign currency notes and prepaid travel cards to holidaymakers, offers secured pawnbroking loans against gold, silver, diamond jewellery and prestigious watches such as Rolex, buys unwanted gold and other precious metals from customers, and retails new and pre-owned jewellery with items ranging from diamond rings to luxury timepieces; additional services include Western Union money transfers, cheque cashing and credit broking. Founded with roots in the 1970s and formally incorporated in 2013 following a 2014 management buyout, Ramsdens Holdings PLC is headquartered in Coulby Newham, Middlesbrough, and maintains approximately 169 stores across the UK, including locations in Northern England, Yorkshire, Scotland, Wales and Southern England, supplemented by dedicated websites for each segment and a growing online presence that now accounts for 20% of jewellery revenue and 12% of forex sales. In recent developments, the company launched a pawnbroking website in November 2024 and a gold-buying site in March 2025 to accelerate digital growth, relocated three stores in 2023-2024 to boost performance in high-footfall areas, opened seven new stores plus one acquisition from a franchisee in 2023-2024 with five more planned for 2024-2025, and raised full-year 2025 pre-tax profit guidance to at least £13 million in November 2025, driven by surging gold prices above $3,000 per ounce, a 50% year-on-year gross profit increase in precious metals buying, and strong retail jewellery momentum.