Ramsdens Holdings PLC

Ramsdens Holdings PLC

RSDEF
Ramsdens Holdings PLCUS flagOther OTC
2.39
USD
- -
- -
77.41MMarket Cap
Ramsdens Holdings PLC
RSDEF
(Other OTC)

Recent

price

2.39

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
1.27
0.95
0.97
1.34
1.3
1.52
1.93
1.31
2.09
2.65
3.01
3.64
Revenue per Share
0.04
0.51
0.06
0.08
0.16
0.17
0.21
0.01
0.21
0.24
0.26
0.37
Basic EPS, GAAP
0.23
0.11
0.07
0.06
0.14
-0.03
0.25
-0.02
- -
0.02
0.29
0.16
Free Cash Flow per Basic Share
0.03
- -
- -
- -
0.03
0.07
0.07
- -
0.04
0.06
0.1
0.11
Dividend per Share
0.75
0.48
0.53
0.72
0.74
0.83
- -
1
1.17
1.37
1.53
1.81
Book Value per Share
0.65
0.45
0.51
0.89
0.88
0.95
- -
1.14
1.3
1.5
1.66
1.93
Tangible Book Value per Share
31
31
31
26
31
31
31
31
32
32
32
32
Basic Weighted Avg Shares
39
29
30
35
40
47
60
41
66
84
96
117
Sales/Revenue/Turnover
4.43
8.5
10.64
13.19
16.05
14.07
15.14
2.22
13.75
13.41
13.25
14.93
Operating Margin (%)
2
2
2
1
1
1
4
3
4
4
4
4
Depreciation Expense
1
16
2
2
5
5
7
- -
7
8
8
12
Net Income, GAAP
22.03
2.72
26.88
31.54
20.25
20.52
22.01
35.11
20.35
23.25
26.98
26.62
Effective Tax Rate (%)
3.08
53.59
5.7
5.82
12.6
11.03
11.08
0.9
9.96
9.25
8.68
10.18
Profit Margin (%)
18
18
16
19
23
22
- -
29
33
38
42
53
Working Capital
4
9
4
- -
- -
8
- -
6
8
8
7
6
LT Debt
24
15
16
23
28
30
- -
36
42
48
54
63
Total Equity
- -
9.14
9.84
12.51
18.09
13.72
30.55
2.64
14.08
13.78
13.26
16.77
Return on Invested Capital (%)
- -
62.81
10.28
11
22.8
16.21
34.77
3.37
15.09
14.63
14.2
17.68
Return on Capital (%)
- -
82.71
10.97
11.51
24.45
21.43
51.73
2.34
19.31
19.34
18.04
22.29
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
15.7%
17.33%
Free Cash Flow
84.94%
360.02%
-44.25%
Net Income, GAAP
178.24%
334.62%
43.35%
Sales/Revenue/Turnover
17.14%
18.78%
22.17%
Total Cash Common Dividend
- -
- -
8.67%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
84
2024
- -
- -
- -
- -
96
2025
- -
- -
- -
- -
117

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.24
2024
- -
- -
- -
- -
0.26
2025
- -
- -
- -
- -
0.37

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.06
2024
- -
- -
- -
- -
0.1
2025
- -
- -
- -
- -
0.11
Business
Ramsdens Holdings PLC is a United Kingdom-based diversified financial services provider and retailer operating through four core segments: foreign currency exchange; pawnbroking loans; purchase and sale of precious metals; and retailing of second-hand and new jewellery, including premium watches. The company provides foreign currency notes and prepaid travel cards to holidaymakers, offers secured pawnbroking loans against gold, silver, diamond jewellery and prestigious watches such as Rolex, buys unwanted gold and other precious metals from customers, and retails new and pre-owned jewellery with items ranging from diamond rings to luxury timepieces; additional services include Western Union money transfers, cheque cashing and credit broking. Founded with roots in the 1970s and formally incorporated in 2013 following a 2014 management buyout, Ramsdens Holdings PLC is headquartered in Coulby Newham, Middlesbrough, and maintains approximately 169 stores across the UK, including locations in Northern England, Yorkshire, Scotland, Wales and Southern England, supplemented by dedicated websites for each segment and a growing online presence that now accounts for 20% of jewellery revenue and 12% of forex sales. In recent developments, the company launched a pawnbroking website in November 2024 and a gold-buying site in March 2025 to accelerate digital growth, relocated three stores in 2023-2024 to boost performance in high-footfall areas, opened seven new stores plus one acquisition from a franchisee in 2023-2024 with five more planned for 2024-2025, and raised full-year 2025 pre-tax profit guidance to at least £13 million in November 2025, driven by surging gold prices above $3,000 per ounce, a 50% year-on-year gross profit increase in precious metals buying, and strong retail jewellery momentum.