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R S Software (India) Limited

R S Software (India) Limited

RSSOFTWARE.BO
R S Software (India) LimitedIN flagBombay Stock Exchange
34.50
INR
- -
- -
893.46MMarket Cap
R S Software (India) Limited
RSSOFTWARE.BO
(Bombay Stock Exchange)

Recent

price

34.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
91.82
119.42
136.98
149.12
146.71
74.05
29.61
24.66
25.44
23.45
13.79
10.71
11.72
23.16
24.04
9.39
9.49
Revenue per Share
10.29
13.05
16.33
19.98
26.26
4.14
-6.35
-10.03
-10.57
-27.99
-7.8
-5.88
-3.17
7.04
3.66
-10.87
-10.99
Basic EPS, GAAP
6.4
17.66
1.72
16.25
22.7
6.97
-18.52
-15.48
-14.71
-18.2
-5.86
3.56
-4.09
3.77
-0.06
-6.41
-6.48
Free Cash Flow per Basic Share
- -
1.75
2.06
3.13
3.86
1.5
1.2
- -
0.16
- -
- -
- -
- -
- -
0.27
- -
- -
Dividend per Share
5.08
5.19
40.34
54.03
73.33
76.21
69.61
59.29
48.76
19.96
11.72
5.56
2.39
9.44
13.59
4.82
4.87
Book Value per Share
21.9
39.84
53.02
67.78
86.44
89.83
80.23
70.17
57.8
24.09
17.21
12.03
9.82
16.5
20.29
5.92
5.98
Tangible Book Value per Share
22
22
23
26
26
26
26
26
26
26
26
26
26
26
24
27
27
Basic Weighted Avg Shares
1,993
2,640
3,182
3,819
3,764
1,900
761
634
654
603
355
275
301
595
573
251
251
Sales/Revenue/Turnover
14.11
13.13
14.87
20.51
23.38
-0.3
-50.48
-73.39
-60.49
-89.05
-62.85
-61.87
-29.84
23.77
15.95
-111.87
-111.87
Operating Margin (%)
46
42
35
55
55
42
40
22
33
41
48
42
41
47
45
55
55
Depreciation Expense
223
289
379
512
674
106
-163
-258
-272
-720
-200
-151
-81
181
87
-291
-291
Net Income, GAAP
18.08
17.76
23.59
30.83
31.98
26.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
11.2
10.93
11.92
13.4
17.9
5.59
-21.44
-40.69
-41.54
-119.38
-56.54
-54.96
-27.04
30.41
15.23
-115.81
-115.81
Profit Margin (%)
287
588
771
940
1,674
1,790
1,557
1,078
817
520
404
260
199
383
459
130
130
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
78
1
24
16
5
141
141
LT Debt
489
890
1,240
1,758
2,240
2,321
2,153
1,890
1,626
785
569
397
307
491
587
312
312
Total Equity
56.01
41.32
33.95
36.15
29.95
-0.18
- -
- -
- -
- -
- -
- -
- -
34.27
16.75
- -
- -
Return on Invested Capital (%)
194.83
259.91
72.13
44.63
41.35
5.59
- -
- -
- -
- -
- -
- -
- -
101.03
25.37
- -
- -
Return on Capital (%)
201.16
256.59
72.13
44.11
41.28
5.53
-8.72
-15.57
-19.55
-81.47
-49.23
-68.1
-79.69
119.11
30.81
-128.47
-128.47
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
9
9
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
143
141
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
1,729
1,263
582

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
442
382
224
Cash, Cash Equivalents & STI
217
220
86
Accounts Receivable, Net
98
36
85
Inventories
- -
- -
- -
Total Current Liabilities
127
133
94
Payables & Accruals
- -
- -
- -
ST Debt
- -
9
9
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-13.29%
-4.03%
-46.78%
Free Cash Flow
1,061.19%
2,208.73%
11,712.87%
Net Income, GAAP
-97.6%
-175.66%
-433.53%
Sales/Revenue/Turnover
-9.77%
4.97%
-56.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
111
109
193
182
595
2025
188
172
127
87
573
2026
78
61
54
59
251

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.58
0.76
3.06
- -
7.04
2025
1.98
1.92
0.81
-1.03
3.66
2026
-1.4
-2.29
-3.28
-3.89
-10.87

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.28
- -
- -
- -
0.27
2026
- -
- -
- -
- -
- -
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Business
R S Software (India) Limited is an India-based software company specializing in electronic payment solutions, including development, testing, and maintenance of software products and platforms for payment industries. Founded in 1987 and headquartered in Kolkata, West Bengal, the company offers a comprehensive suite of products such as RS RTPS, RS DigitalEdge, RS RealEdge, RS BillAbhi-Central, RS BillAbhi-Bank, RS IntelliEdge Central, RS IntelliEdge Banks, RS iFinSwitch, RS MerchantEdge, and RS Test2Pay 3DS2.0; it also provides services encompassing payments modernization, ISO 20022 compliance, switching and authorization, clearing and settlement, dispute management, data management and analytics, fraud and risk management using AI and machine learning, acceptance solutions, electronic bill payments, testing and certification, and tokenization. The company serves clients primarily in banking, financial services, and payment networks, with geographic operations spanning India, the United States, the United Kingdom, and Japan. It operates within the information technology services industry, focusing on digital payments ecosystems, real-time payments, and merchant acquiring for payment service providers, banks, and network operators. In recent developments, R S Software has shifted strategically from a service-oriented model to a product-focused approach in the digital payments sector, with substantial investments in product development and integration of cross-border transaction capabilities. As of July 2025, the company initiated work on global payments systems integration, building on its prior development of India's Unified Payments Interface (UPI) platform. Promoter and CEO Rajnit Rai Jain increased his stake by acquiring 24,000 shares in July 2025, signaling confidence amid ongoing recruitment expansions in North America and Asia. In November 2025, the company reported a standalone net loss but maintains a profit-positive trajectory since fiscal 2023, with management emphasizing AI innovation and channel partner strategies for revenue growth.