Ryvyl Inc.
NASDAQTotal Valuation
Ryvyl Inc. carries a market capitalization of 2.28M, placing it among publicly traded companies globally. Its enterprise value stands at -1.74M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.28M |
| Enterprise Value | -1.74M |
Share Statistics
Ryvyl Inc. currently has 1.04M shares outstanding.
| Shares Outstanding | 1.04M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
The price-to-sales ratio is 0.11, and the price-to-book ratio stands at -0.01.
| PE Ratio | N/A |
| PS Ratio | 0.11 |
| PB Ratio | -0.01 |
| P/TBV Ratio | 6.21 |
| P/FCF Ratio | -0.12 |
| P/OCF Ratio | -0.11 |
Enterprise Valuation
| EV / Sales | 0.73 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 0.22 |
Financial Position
Ryvyl Inc. maintains a current ratio of 1.11, meaning it holds 1.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 468.26, indicating elevated leverage, while an interest coverage ratio of -2.77 demonstrates limited ability to service its debt obligations.
| Current Ratio | 1.11 |
| Quick Ratio | 0.85 |
| Debt / Equity | 468.26 |
| Debt / EBITDA | -0.58 |
| Interest Coverage | -2.77 |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | -25.89 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
| Income Tax | 660,000.00 |
| Effective Tax Rate | N/A |
Stock Price Statistics
Ryvyl Inc.'s stock has declined approximately -83.25275% over the past 52 weeks. The 50-day moving average sits at 5.91, while the 200-day moving average is 8.49.
| Beta (5Y) | N/A |
| 52-Week Price Change | -83.25275% |
| 50-Day Moving Average | 5.91 |
| 200-Day Moving Average | 8.49 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Ryvyl Inc. generated 23.50M in revenue and converted that into -17.53M in net income, yielding earnings per share of -27.98. EBITDA reached -5.38M, while operating income came in at -5.87M.
| Revenue | 23.50M |
| Gross Profit | 10.65M |
| Operating Income | -5.87M |
| Pretax Income | -12.30M |
| Net Income | -17.53M |
| EBITDA | -5.38M |
| EBIT | -5.87M |
| Earnings Per Share (EPS) | -27.98 |
Balance Sheet
Ryvyl Inc. holds 7.43M in cash and equivalents against 3.13M in total debt, resulting in a net debt position of -6.81M. Total book value stands at -196.90M, with working capital of 1.13M providing operational flexibility.
| Cash & Cash Equivalents | 7.43M |
| Total Debt | 3.13M |
| Net Debt | -6.81M |
| Equity (Book Value) | -196.90M |
| Book Value Per Share | -436.40 |
| Working Capital | 1.13M |
Cash Flow
Ryvyl Inc. produced -23.04M in operating cash flow over the past twelve months. After subtracting -312,000.00 in capital expenditures, free cash flow totaled -23.35M - equivalent to -51.76 per share.
| Operating Cash Flow | -23.04M |
| Capital Expenditures | -312,000.00 |
| Free Cash Flow | -23.35M |
| FCF Per Share | -51.76 |
Margins
Ryvyl Inc. operates with a gross margin of 45.34, reflecting its pricing power and cost economics. The operating margin of -24.98 and net profit margin of -74.60 provide insight into operational efficiency.
| Gross Margin | 45.34 |
| Operating Margin | -24.98 |
| Pretax Margin | -52.35 |
| Profit Margin | -74.60 |
| EBITDA Margin | -22.89 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -542.92 |
| FCF Yield | -865.63 |
Stock Splits
Ryvyl Inc.'s most recent stock split took place on January 2, 2026 with a 35:1 split ratio.
| Last Split Date | 1/2/2026 |
| Split Ratio | 35:1 |
Scores
Ryvyl Inc. posts an Altman Z-Score of -20.91, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | -20.91 |